5.69% variable rate p.a.^
6.24% comparison rate p.a.*

Estimated Repayment# $445.64 / month

Refine repayment

$

years

We're awarded

Low rates and approval within 24 hours~

Fasten your seat belts & get a great deal on your car loan with our low fixed and variable rates.


Why choose us?

  Fast & easy

At loans.com.au, we make it easy for you to drive away in your new car as soon as possible.

  No ongoing fees

We offer low fixed and variable rate car loans, plus they come with no ongoing, monthly or annual fees so you can focus on paying off your car loan.

Top reasons to choose this loan

features-icon

No monthly or
ongoing fees

Save thousands over the course of your loan with zero recurring fees.

features-icon

Balloon repayment
option**

Get the option to choose to reduce your regular payment amounts if you opt for balloon payment. This is available for our fixed car loans only.

features-icon

Approval within 24 hours~

Quick car loan approvals so you can get your keys sooner.

Our Car Loan Interest Rates

Car Loan Type

Green - Hybrid or electric

Interest rate p.a.**

4.64%

4.99%

Comparison rate p.a.*

5.19%

5.54%

Rate Type

Variable

Fixed

Balloons available

No

Yes

Car Loan Type

New - Special^

Interest rate p.a.

4.74%

5.69%

Comparison rate p.a.

5.29%

6.24%

Rate Type

Variable

Fixed

Balloons available

No

Yes

Car Loan Type

New

Interest rate p.a.

5.34%

6.49%

Comparison rate p.a.

5.89%

7.04%

Rate Type

Variable

Fixed

Balloons available

No

Yes

Want to see more car loan options? Compare our car loans.

Calculate your car loan repayments.

Estimate your monthly car loan repayments with our calculator below.

Estimated savings from repayments graph

Your estimated repayments are

$806.39
$45,000
$5,961
$50,961

Calculator assumptions

Save thousands on your car loan

Save the planet. Save thousands on your car loan.

4.99%
fixed rate p.a**
5.54%
comp rate p.a.*
0.7% discount on qualifying electric and hybrid cars
Approval within 24 hrs~
No ongoing fees, no discharge fee
FIND OUT MORE

Our online loan application process

We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.

process-icon

Apply online

Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.

process-icon

Goodbye paperwork!

Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.

process-icon

Settle & save

Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.

Who is loans.com.au?

loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.

Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.

current-awards.png

Our awards

Our Car Loans received multiple 2022 RateCity Gold Awards and 2022 WeMoney Winner Awards, reflecting its status as one of Australia’s best value car loans.

See all our awards