Car Loans

Get the keys to your dream new car with these low rate car loans!

  • Approval in 24 hours~
  • Balloon options to reduce repayments
  • No ongoing fees, no discharge fee
APPLY NOW

Low fixed rate and approval within 24 hours~

Fasten your seat belts & get a great car deal at the dealer with our low fixed rates.


Why choose us?

  Fast & easy

At loans.com.au we do everything possible to make it easy for you to drive away in your new car fast

  No ongoing fees

Our loans have super low fixed rates and no ongoing and discharge fees so you know exactly how much your repayment will be

  $1000 Fuel Voucher

You even have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us. Terms and conditions apply

SPECIAL OFFER

Simply take out a car loan & you could win a $1,000 fuel voucher

Top reasons to choose this loan

features-icon

No monthly or
ongoing fees

Save thousands over the course of your loan with zero recurring fees.

features-icon

Balloon payment
option

Reduce monthly repayments and afford a better car

features-icon

Approval within 24 hours~

Quick car loan approvals so you can get your keys sooner.

Interest rates

Car Loan Type

Green - Hybrid or electric

Interest rate p.a.**

3.97%

Comparison rate p.a.*

4.51%

Balloons available

Yes

Car Loan Type

New

Interest rate p.a.

4.67%

Comparison rate p.a.

5.22%

Balloons available

Yes

Want to see more car loan options? Compare our car loans.

See how low your car loan repayments could be.



Loading Calculator
$
{{errors.loanAmount}}
$
{{errors.vehiclePurchasePrice}}

{{workbookData.initialDeposit}}

{{errors.loanTerm}}
%
{{errors.interestRate}}
%
{{errors.balloonAmount}}
Monthly Fortnightly Weekly
{{errors.repaymentFrequency}}
{{errors.repaymentFrequency}}

Your estimated repayments are

$ {{workbookData.repaymentPerMonth}} monthly f/nightly weekly

Ready to get started?

VIEW PRODUCTS
Calculator Assumptions

Our online loan application process

We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.

process-icon

Apply online

Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.

process-icon

Goodbye paperwork!

Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.

process-icon

Settle & save

Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.

CAR LOAN PROCESS

Who is loans.com.au?

loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.

Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.

 
current-awards.png

Our awards

Our Car Loans received 2021 Mozo Experts Choice Award, multiple 2021 RateCity Gold Awards, and 2020 Canstar 5-star Rating for Outstanding value, reflecting its status as one of Australia’s best value car loans.

See all our awards