Car Loans
Get the keys to your dream new car with these low rate car loans!
Our car loans
- Demo vehicles acceptable up to 5000kms
- Redraw up to $5,000 per day
- Up to 7 years loan term
What’s so good about our new car loans?
Buying a new car is such an exciting time, so we’re here to help with finance so your purchase is as seamless as possible.
If you’ve been to the dealer and found the right car for you, you can apply online in under 2 minutes for new car financing. Chat to us, get approved, get the keys and drive away sooner. It’s that easy!
We can assist with car loans for dealer new and used cars for vehicles 5 years old or younger for a low rate.
Top reasons to choose this loan
Flexible loans
Choose either a low rate variable loan with the option to make extra repayments and redraw up to $5,000 per day, or a low rate fixed loan and you can add a balloon payment option.
Approval within 24 hours~
Our application process is extremely quick and easy to use, meaning we can assess your loan quickly. In most cases for our car loan applications, we can have an answer to you in 24 hours, provided all the information was entered correctly and passes our lending requirements.
Borrow from $5,000
You don't have to borrow too much to get the keys to the car of your dreams. At loans.com.au we offer car loans from as little as $5,000 to get you on the road in the right car for you.
Easy online process
It is extremely quick and easy to apply for a loan with us, with the simple application form taking less than 2 minutes! From there, you can manage your application and documents through our easy-to-use app onTrack, and then once approved managed your payments in our Smart Money online services platform. Plus, our team is here to answer any questions you have at any step along the way.
Flexible loans
Choose either a low rate variable loan with the option to make extra repayments and redraw up to $5,000 per day, or a low rate fixed loan and you can add a balloon payment option.
Approval within 24 hours~
Our application process is extremely quick and easy to use, meaning we can assess your loan quickly. In most cases for our car loan applications, we can have an answer to you in 24 hours, provided all the information was entered correctly and passes our lending requirements.
Borrow from $5,000
You don’t have to borrow too much to get the keys to the car of your dreams. At loans.com.au we offer car loans from as little as $5,000 to get you on the road in the right car for you.
Easy online process
It is extremely quick and easy to apply for a loan with us, with the simple application form taking less than 2 minutes! From there, you can manage your application and documents through our easy-to-use app onTrack, and then once approved managed your payments in our Smart Money online services platform. Plus, our team is here to answer any questions you have at any step along the way.
Our Car Loan Interest Rates
Car Loan Type
Green - Electric
Interest rate p.a.**
6.49% fixed
Comparison rate p.a.*
7.61% fixed
Monthly fee
$8.00
Rate Type
Fixed
Balloons available
Yes
Car Loan Type
New / Demo - Special^
Interest rate p.a.
6.24% var
6.99% fixed
Comparison rate p.a.
7.36% var
8.11% fixed
Monthly fee
$8.00
$8.00
Rate Type
Variable
Fixed
Balloons available
No
Yes
Want to see more car loan options? Compare our car loans.
Calculate your car loan repayments.
Estimate your monthly car loan repayments with our calculator below.
Your estimated repayments are
Our car loan application process
Apply online
Simply fill out your application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.
Goodbye paperwork
After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.
Settle & save
Your loan will settle so you can make payment to the dealer. You'll start saving with your new low rate, and get your keys to your new dream car!
Who is loans.com.au?
loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.
Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.
Our awards
Our Car Loans received multiple 2024 & 2023 WeMoney Winner awards, 2022 Canstar Outstanding Value awards and RateCity Gold awards, reflecting its status as one of Australia’s best value car loans.
Fast track your application
If you’re ready to drive away in the car of your dreams, we’ll get you there in a few quick and easy steps.
Get your loan from application to settlement in a matter of days and stay in control of your application with our onTrack app.