I want to borrow

A low fixed rate and fast approval

Get your motor running with our super-low interest rate car loans. Whether you are buying your dream car or your just-for-now car, you will come out ahead with our super-low fixed rates.

  • At loans.com.au we do everything possible to make it easy for you to drive away in your new car, fast.

  • Our loans have super low fixed rates and no ongoing fees so you know exactly how much your repayment will be.

Car loan features

  • Fast approval for new and used car sales

  • $5,000 to $100,000 loan amount

  • Fixed interest rates for 3, 4 and 5 years

  • No monthly or ongoing fees

  • Weekly, fortnightly and monthly repayment options

  • Early payout and balloon payment option

You even have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us. Terms and conditions apply.

Car Loan Calculator

Use our Car Loans Calculator as a general guide to what your repayments are likely to be on your new car loan.


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Your estimated repayments are

$ 0,353.07 monthly f/nightly weekly

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Upfront fees & costs



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Balloon payments

The balloon payment option allows you to have lower monthly payments with a larger payment at the end of the loan term, called a balloon payment. The balloon payment is between 20% to 50% of the loan value is based on the loan term. Our Loan Specialist will provide you with balloon payment and monthly repayment options to suit your needs.

Who is loans.com.au?

loans.com.au is an award-winning online lender that is proudly Australian and based in the heart of Brisbane. Since we were founded in 2011, we have become an industry leader with thousands of happy customers in every state and territory..

Our team of Australian-based lending specialists is ready to work to your time frames so you can purchase your car with confidence.

We are backed by the financial strength of our associate company Firstmac, which is Australia’s largest non-bank lender. Firstmac has been operating for more than 40 years and has more than $13 billion in mortgages under management.



Our Car Loans received 2021 Mozo Experts Choice Award, multiple 2021 RateCity Gold Awards, and 2020 Canstar 5-star Rating for Outstanding value, reflecting its status as one of Australia’s best value car loans.


If you're ready to move fast on your car loan, we can get you there in a few easy steps with our hassle-free online applications.

Apply online now and fast track your approval with onTrack.