Green Car Loan
Green Car Loans
Does your car qualify for our clean green rate?
We care about the environment. We encourage you to care too. That’s why we offer a great discount on our car loans if you choose to buy a car that’s more environmentally friendly.
Get a discounted rate on your car loan if you buy a qualifying green car. Green cars come in all different colours, not just green! What they have in common is that they are good for the environment.
To qualify as a green car, a vehicle must have a battery instead of a petrol tank, and an electric motor instead of a normal engine
Your car is likely to be on the list if:
To find out if your car is on our approved list of green cars, just call 13 10 90 and speak with one of our lending specialists.
Our green car discount
Our green car discount is the result of a partnership with the Clean Energy Finance Corporation, an Australian Government-owned Green Bank that was established to assist investment in renewable energy, energy efficiency and low emissions technologies.
Benefits of green car finance
Apply in minutes, approval in 24 hours~
Apply for your loan at the click of a button, and find out if you’ve been approved within a day.
Loan terms for 3 to 7 years+
Enjoy the flexibility of choosing a loan term of 3 to 7 years, and you decide if you pay weekly, fortnightly or monthly.
Flexible loans
Choose a low rate fixed loan and you can add a balloon payment option.
Lower fuel and maintenance costs
Powering your electric car costs far less compared to petrol for similar vehicle types. Plus, green cars are less likely to have problems, making servicing often cheaper.
Zero CO2 emissions = better for the environment
Green cars are a far more environmentally friendly choice than petrol cars.
Apply in minutes, approval in 24 hours~
Apply for your loan at the click of a button, and find out if you’ve been approved within a day.
Flexible loans
Choose either a low rate variable loan with the option to make extra repayments, or a low rate fixed loan and you can add a balloon payment option.
Loan terms for 3, 4 or 5 years
Enjoy the flexibility of choosing a loan term of 3, 4 or 5 years, and you decide if you pay weekly, fortnightly or monthly.
Lower fuel and maintenance costs
Powering your hybrid or electric car costs far less compared to petrol for similar vehicle types. Plus, green cars are less likely to have problems, making servicing often cheaper.
Zero CO2 emissions = better for the environment
Green cars are a far more environmentally friendly choice than petrol cars.
Our Car Loan Interest Rates
Car Loan Type
Green - Electric
Interest rate p.a.**
6.49% fixed
Comparison rate p.a.*
7.61% fixed
Monthly fee
$8.00
Rate Type
Fixed
Balloons available
Yes
Car Loan Type
New / Demo - Special^
Interest rate p.a.
6.24% var
6.99% fixed
Comparison rate p.a.
7.36% var
8.11% fixed
Monthly fee
$8.00
$8.00
Rate Type
Variable
Fixed
Balloons available
No
Yes
Want to see more car loan options? Compare our car loans.
Calculate your car loan repayments.
Estimate your monthly car loan repayments with our calculator below.
Your estimated repayments are
Our car loan application process
Apply online
Simply fill out your application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.
Goodbye paperwork
After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.
Settle & save
Your loan will settle so you can make payment to the dealer. You'll start saving with your new low rate, and get your keys to your new dream car!
Who is loans.com.au?
loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.
Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.
Fast track your application
If you’re ready to drive away in the car of your dreams, we’ll get you there in a few quick and easy steps.
Get your loan from application to settlement in a matter of days and stay in control of your application with our onTrack app.
Our awards
Our Car Loans received multiple 2023 WeMoney Winner awards, 2022 Rate City awards and Canstar Outstanding Value awards, reflecting its status as one of Australia’s best value car loans.