Green Car Loan

Save the planet. Save thousands on your car loan.

  • 0.7% discount on qualifying electric and hybrid cars
  • Approval within 24 hours~
  • No ongoing fees, no discharge fee

Does your car qualify for our clean green rate?

We care about the environment. We encourage you to care too. That’s why we offer a great discount on our car loans if you choose to buy a car that’s more environmentally friendly.

Get a 0.7% discount on your car loan interest rate if you buy a qualifying green car. Green cars come in all different colours, not just green! What they have in common is that they are good for the environment.

To qualify as a green car, a vehicle needs to have significantly lower average carbon dioxide (CO2) emissions when compared to other cars of its size.

Your car is likely to be on the list if:

  New or demonstration vehicle
  $0 More fuel efficient fee
  Electric and Hybrid vehicle

To find out if your car is on our approved list of green cars, just call 13 10 90 and speak with one of our lending specialists.


Get ahead with $1000 in fuel! All you have to do is settle a car loan with us and you’re in the running to win. T&Cs apply.

Our green car discount

Our green car discount is the result of a partnership with the Clean Energy Finance Corporation, an Australian Government-owned Green Bank that was established to assist investment in renewable energy, energy efficiency and low emissions technologies.

Top reasons to choose this loan


No monthly or
ongoing fees

Save thousands over the course of your loan with zero recurring fees.


Balloon payment

Reduce monthly repayments and afford a better car


Approval within 24 hours~

Quick car loan approvals so you can get your keys sooner.

Our Car Loan Interest Rates

Car Loan Type

Green - Hybrid or electric

Interest rate p.a.**


Comparison rate p.a.*


Balloons available


Car Loan Type


Interest rate p.a.


Comparison rate p.a.


Balloons available


Want to see more car loan options? Compare our car loans.

Our online loan application process

We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.


Apply online

Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.


Goodbye paperwork!

Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.


Settle & save

Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.

Calculate your car loan repayments.

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Ready to get started?

Who is is a proudly Australian, award-winning online lender based in Brisbane.

Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and are also Premier Sponsors of NRL team the Brisbane Broncos.


Our awards

Our Car Loans received 2021 Mozo Experts Choice Award, multiple 2021 RateCity Gold Awards, and 2020 Canstar 5-star Rating for Outstanding value, reflecting its status as one of Australia’s best value car loans.

See all our awards