Why Choose This Loan?
Discounted green rate
Save yourself thousands in interest while saving the environment with the discounted green home loan rate.
Offset available for 0.10%^
Add an offset sub-account with Visa debit card access to your loan to help you to pay it off faster and with less interest.
No monthly or ongoing fees
Having zero recurring fees means you save thousands over the course of your loan.
No application fee
As an online lender, we save in overhead costs and pass those savings directly on to you. So, we don't charge you an application fee.
“loans.com.au has been excellent all the way through. Everyone has been so helpful and friendly that I felt treated like family.”
What Other Customers Are Saying
As seen on...
Need to Know More? Here's the Whole Offer
Rates
Principle & interest
Interest Rate:
5.99% p.a.
Comparison Rate:
6.51% p.a.
Max LVR:
90%
Interest only
Interest Rate:
6.49% p.a.
Comparison Rate:
6.67% p.a.
Max LVR:
80%
Key Features
10% deposit minimum
Up to 30 years loan term
Unlimited additional repayments
Refinance or purchase
No monthly or ongoing fees
Offset account optional for 0.10%^
Free redraw on any additional repayments
Repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$2,995 per month
The monthly repayment estimate is based on a $500,000 loan over 30 years at 5.99% p.a. paying principle and interest.
Fees
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$300
P&I
Interest Rate:
Comp Rate:
Max LVR:
5.99% p.a.
6.51% p.a.
90%
IO
Interest Rate:
Comp Rate:
Max LVR:
6.49% p.a.
6.67% p.a.
80%
10% deposit minimum
Up to 30 years loan term
Unlimited additional repayments
Refinance or purchase
No monthly or ongoing fees
Offset account optional for 0.10%^
Free redraw on any additional repayments
Frequency
Weekly, monthly or fortnightly
Estimated repayments
$2,995 per month
The monthly repayment estimate is based on a $500,000 loan over 30 years at {jsonData.green-home-loan.piRate}% p.a. paying principle and interest.
Application fee
$0
Ongoing fees
$0
Security assessment fee
$230
Government fees
At cost
Settlement fee
$300
![Gold Award - Best Green Home Loan](/media/images/awards/rc-goldaward2022-best-green-home-loan.webp)
Frequently asked questions
Konnie Sewell
Lending Specialist