% p.a.**
% comparison rate p.a.*

Estimated Repayment# / month

Refine repayment

$

years

We're awarded

Low rates and approval within 24 hours~

Fasten your seat belts & get a great deal on your car loan with our low fixed and variable rates.


Why choose us?

  Fast & easy

At loans.com.au, we make it easy for you to drive away in your new car as soon as possible.

  No ongoing fees

We offer low fixed and variable rate car loans, plus they come with no ongoing, monthly or annual fees so you can focus on paying off your car loan.

  $1000 Fuel Voucher

You even have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us. Terms and conditions apply

To find out about all of our very low car loan rates and get the perfect deal for you, book a phone appointment with one of our friendly Lending Specialists.

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SPECIAL OFFER

Get ahead with $1000 in fuel! All you have to do is settle a car loan with us and you’re in the running to win. T&Cs apply.

Top reasons to choose this loan

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No monthly or
ongoing fees

Save thousands over the course of your loan with zero recurring fees.

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Balloon repayment
option**

Get the option to choose to reduce your regular payment amounts if you opt for balloon payment. This is available for our fixed car loans only.

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Approval within 24 hours~

Quick car loan approvals so you can get your keys sooner.

Our Car Loan Interest Rates

Car Loan Type

Used Car < 5 years

Interest rate p.a.**

4.34%

5.59%

Comparison rate p.a.*

4.88%

6.14%

Rate Type

Variable

Fixed

Balloons available

No

Yes

Car Loan Type

Used 6 - 7 years

Interest rate p.a.

5.04%

6.29%

Comparison rate p.a.

5.59%

6.84%

Rate Type

Variable

Fixed

Balloons available

No

No

Car Loan Type

Used 8+ years

Interest rate p.a.

8.94%

10.19%

Comparison rate p.a.

9.51%

10.76%

Rate Type

Variable

Fixed

Balloons available

No

No

Want to see more car loan options? Compare our car loans.

See how low your car loan repayments could be.



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Ready to get started?

Our online loan application process

We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.

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Apply online

Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.

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Goodbye paperwork!

Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.

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Settle & save

Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.

Who is loans.com.au?

loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.

Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.

 
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Our awards

Our Car Loans received 2021 Mozo Experts Choice Award, multiple 2021 RateCity Gold Awards, and 2020 Canstar 5-star Rating for Outstanding value, reflecting its status as one of Australia’s best value car loans.

See all our awards