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Variable Investor Home Loan

Searching for an affordable investor home loan rate?
Multi-award winning
awards awards awards

Variable Investor Home Loan

6.34
%
p.a
Rates from***
6.36
%
p.a
Comparison rate*
Discounted home loan rate
Unlimited free redraw
Redraw your funds or pay bills with BPAY
Available for refinance or purchase
No monthly, annual or ongoing fees
Access your redraw funds via Visa debit card^
Our Google Rating
4.5
428 reviews

Searching for an affordable investor home loan rate?

If you are a looking for an investment property, you can take advantage of our NA% investor variable rate.

No matter whether you’re buying, or looking to refinance to a better rate, we’re here to help you save thousands.

Variable Investor Home Loan Rates

Product Name

LVR

Principal & Interest Rate p.a.

Interest Only Rate p.a.

Variable Investor Home Loan***

90%

6.34%
6.36% comp rate p.a.*

6.74%
6.76% comp rate p.a.*

LVR

90%

Principal & Interest Rate p.a.

6.34%
6.36% comp rate p.a.*

Interest Only Rate p.a.

6.74%
6.76% comp rate p.a.*

Home Loan Features

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Offset available for 0.10%^

Add an offset sub-account with Visa debit card access to your loan to help you to pay it off faster and with less interest.

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No monthly or ongoing fees

Having zero recurring fees means you save thousands over the course of your loan.

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Unlimited free
redraws

Reduce your loan term, whilst still having access to your savings.

Reasons to add an offset

Add an offset sub-account with Visa debit card access to your loan to help you to pay it off faster and with less interest.

No ongoing or monthly fees
Online, ATM and Visa debit card access to your money
  
Pay less interest on your loan!

Whenever you put money into your offset sub-account, that money is 100% "offset" against your home loan, with Visa debit card access. So, if you had a home loan of $350,000 and $10,000 in your offset sub-account, you only pay interest on the $340,000.

You can even maximise the "offset effect" by arranging for your salary to be paid into your offset sub-account. In this way your money is immediately put to work for you, saving interest!

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offset-chart

Digital wallets

Add your card to your digital wallet to make contactless payments on your devices.

Pay in store using your iPhone, Apple Watch, iPad and Mac devices. Apple Pay is also the safer and faster way to pay on participating websites and in selected apps because you no longer have to create an account or fill out lengthy forms.

Pay online, in stores, and more using your Google devices, and manage your account wherever you want – on the web or in the app.

Home loan repayment calculator

Use our home loan calculator to estimate what your monthly mortgage repayments could be. Whether you're refinancing or just wanting to understand how much you can afford, all you have to do is enter how the amount you would like to borrow, interest rate, home loan term, payment frequency, and repayment type (either principal & interest or interest-only).

%
years
years
Estimated savings from repayments graph

Your estimated repayments are

$279.21
$50,000
$50,513

Calculator assumptions

Our home loan application process

1
Apply online

Apply online

Simply fill out your application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

2
Goodbye paperwork

Goodbye paperwork

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

3
Settle & save

Settle & save

Your loan will settle and you'll start saving with your new low rate, and get your keys to your new dream home!

$0

Application fee

$0

Monthly fees

$0

Annual fees

Who is loans.com.au?

loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.

Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.

Why choose loans.com.au?

Low interest rates

Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.

Australian based

Get help when you need it from our friendly team of Australian based, lending specialists.

Flexible options

Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation.

Award winning

We keep on winning awards for our products, innovations and customer service, year after year!

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Our awards

As one of Australia’s first online lenders, we move fast and continue to develop our technology and loans to make sure it’s meeting what our customers actually want, whether it’s making improvements to our apps, processes, rates or even providing more environmentally friendly loans.

Because of this, we’ve won awards each consecutive year since 2011 for our innovation, low rate home loans and car loans and extras like our offset sub-account from experts like WeMoney, Mozo and RateCity to name a few.

See all our awards

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Features, rates & fees brochure

Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.

From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.

We're the home of smart money

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We're the home of smart money

We're the home of smart money

loans.com.au is an Australian owned, multi award-winning online lender. We have earned our track record with low interest rates and flexible finance products. Since 2011 loans.com.au has been able to meet the needs of tens of thousands of customers around Australia; people just like you. We continue to innovate to stay ahead of the competition and give our customers the best of what new technology can bring to money management.

Welcome to loans.com.au _

Just in case we lose you, may I ask for your contact details....



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