Loan amount:
$

Planning to Buy an Investment Property Through Your Trust?

Benefit from competitive investment loan options and a seamless process designed to support your investment property portfolio.

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Award-winning loans

Variable Bare Investor Home Loan

6.09
%
p.a
Rates from*
6.13
%
p.a
Comparison rate*
  • Borrow up to 90% LVR
  • Principal & Interest (P&I) repayments
  • No transaction fees for redraws
  • No monthly or ongoing fees
Our Google Rating
4.6
701 reviews

Our investment property loans

Loan reason
Property purpose
Repayment type
Home Loan Interest Rate Comparison Rate Monthly Repayment Product Features Details
Variable

Variable Bold Investor Bundle

Bundle with an owner occupied loan and borrow up to 80% LVR
6.09 %   p.a. 6.13 % p.a. $3,027

Offset sub-account available

No transaction fees for redraws

No monthly or ongoing fees

Do I Qualify?
Variable

Variable Bare Investor Home Loan

Borrow up to 90% LVR
6.09 %   p.a. 6.13 % p.a. $3,027

A competitive investor variable rate

No transaction fees for redraws

No monthly or ongoing fees

Do I Qualify?
Variable

Variable Bold Investor Home Loan

Borrow up to 90% LVR
6.19 %   p.a. 6.23 % p.a. $3,059

Offset sub-account available

No transaction fees for redraws

No monthly or ongoing fees

Do I Qualify?

Why choose our Investor Home Loan

Flexible repayment options image

Flexible repayment options to suit investment strategy

No monthly or ongoing fees 2 image

No monthly or ongoing fees

Smart features like unlimited free redraws image

Smart features like unlimited free redraws

Borrow up to 90% LVR image

Borrow up to 90% LVR

Work out your loan repayments

Use our home loan calculator to estimate what your monthly mortgage repayments could be.

Your loan details
years
Loan purpose
Loan type
Repayment type
Repayment frequency
Rate type

(Comparison rate*: 6.13% p.a.)

Estimated repayments#
$303 per month
Interest Rate
6.09% p.a.
Comparison Rate*
6.13% p.a.
Loan amount
$50,000
Interest charged
$58,966

Frequently asked questions

Yes, we are. We continue to support eligible Trust structures with competitive investment loan options and a smooth, specialist‑guided process.

We offer home loans to Corporate Trusts, where a company acts as the Trustee on behalf of the Trust.

Common Trust structures used for property investment include:

Family Trusts
Discretionary Trusts
Unit Trusts

If you're unsure which type you have, your accountant or adviser can help clarify.

Yes, you can, as long as the loan meets our credit criteria. Our friendly lending specialists can review your current Trust setup and help you explore your refinancing options.

Trust loans can involve extra documentation, but our lending specialists are experienced in working with Trust structures. With the correct documents upfront, approval times are typically smooth and efficient.

Ready to start investing in your next property?

Free guides & reports

Create a property report

Get a list of the similar property sales in the area.

Get a list of properties currently on the market, similar to the one you are looking at.

Get an estimation of the value of the property.


Your guide to buying an investment property

Investing in property involves a few key steps, and understanding them early can make the process much smoother. This guide explains the basics of buying an investment property, including how investment loans work, and how to get pre qualified so you know your borrowing power before you start inspecting properties. With the essentials covered in one place, you’ll be better prepared to move confidently through each stage of your investment journey.

Who is loans.com.au?

Established in 2011, loans.com.au is one of Australia's first online lenders offering great value and award-winning car and home loans. Part of the Firstmac Group, Australia’s leading non-bank lender, we’re backed by four decades of expertise. Our Brisbane-based lending specialists have helped thousands of customers make confident decisions and save on their home and car buying journeys.

Slide 1

Emma

Verified review

Emma

Verified review

Meet Emma, one of our customers who refinanced to us years ago, and recently came back for help with purchasing an investment property.

  • We wanted to buy an investment property. We were already a loans.com.au customer after my sister recommended loans.com.au as an option with lower rates and better processes than the banks.

  • We had a smooth experience staying with loans.com.au, made applying for an investment property very easy.

Slide 2

Bradley

Verified review

Bradley

Verified review

Meet Bradley, an amazing customer of ours who came to us when he wanted to refinance a complex home loan and kickstart his property investment journey.

  • Bradley had been with a major bank for over 20 years when he decided to restart his property investment journey. During the COVID period, he began looking into ways to unlock the equity in his home and expand his financial portfolio. However, the experience with his existing bank was anything but smooth.

  • With a background in engineering and a busy family life, Bradley wanted a streamlined and supportive lending experience that could help him achieve his goals without the red tape.

Slide 3

Kunal

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Kunal

Verified review

Meet Kunal, a customer of ours who came to us when it was time to refinance some investment properties with his wife.

  • Kunal is a keen property investor who owns four properties, three of which are investment properties located in the northern suburbs of Melbourne

  • I used comparison websites to find out which lenders have the best rates and products, which turned out to be loans.com.au. Their products are fantastic.

Slide 4

Claire

Verified review

Claire

Verified review

Meet Claire, an awesome customer of ours who came to us when she wanted to refinance her home loan and later purchase an investment property.

  • Claire and her husband were originally with a major bank on a fixed-rate home loan. When the fixed term expired, they saw an opportunity to shop around for a more competitive rate rather than defaulting to the standard variable rate.

  • Claire wanted to avoid the higher variable rate from her existing lender and find a better deal elsewhere.

Customer reviews

Our Google Rating

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4.6/5
701 reviews

Get ahead with the right home loan

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