Settle your home loan & claim your:

$450 bonus!

 

Introduce someone to loans.com.au and we'll give you a huge $450 bonus when they settle their loan with us! They will also get $150 off their settlement fee.

 

FIND OUT HOW
Settle your car loan & claim your:

$250 bonus!

 

Introduce someone to loans.com.au and we'll give you a huge $250 bonus when they settle their loan with us! They will also get $150 off their settlement fee.

 

FIND OUT HOW

How to get your Smart Friends referral code

Once your loan application has been submitted, you will be given access to our online portal onTrack.

We will collect some more information from you and you can track your application.

When your loan settles, you will be given your referral code in onTrack.

Already migrated to Smart Money?

After settlement of your loan, you will be transferred from onTrack to Smart Money to manage your loan. If you have already migrated to Smart Money, just call us on 13 10 90 and we'll retrieve your Smart Friends referral code for you.

Get started! It's as easy as 1,2,3...

loans.com.au makes borrowing simple so you can refinance your mortgage online with confidence.

Go from application to settlement in three easy steps.

Here's how to lock in a super-low-rate home loan, super-fast.

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Apply

Apply online or on the phone with one of our Australian-based loan specialists.

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onTrack to Approved

It is easy for you to track your application to approval, receive your loan documents and set up online services with our award winning onTrack app.

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Settle and Save

We do everything required for the loan settlement, so you can start saving money.

Settled your loan already? Get your code here.

Terms & conditions

  1. You must be a current loans.com.au customer to be eligible to refer your friends and family.

  2. You can share your Smart Friends Code individually with your friends and family. Please note that the Smart Friends Code is not valid if broadcast or published on the internet or in social media.

  3. Your friend must (i) be a new customer of loans.com.au (ii) start an online application and tell a lender your Smart Friends Code (iii) settle a new home or car loan with loans.com.au.

  4. *The referral payment is $450 for home loans and $250 for car loans for each new customer referred who settles their first loan with loans.com.au. In the case of car loans, your friend who settles their first car loan with loans.com.au will receive payment of $150 payable to their loan account. Note a new home or car loan customer application that has multiple borrowers and/or multiple loans is still eligible for only one referral payment.

  5. You will receive a notification when a referral payment is to be made to you. The referral payment will be paid to your loan account.