Target Market Determinations

For applications submitted prior to 17th December 2025:
TMD - Variable Rate Home Loan (For applications prior to 21 November 2025)
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TMD - Variable Rate Home Loan
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TMD - Fixed Rate Home Loan
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TMD - Bridging Loan
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TMD - SMSF Variable Loan
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TMD - SMSF Fixed Loan
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TMD - ZIP Home Loan
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Product T&Cs

for applications submitted before 17th December 2025:
Variable Home Loan P&I 90 Offer Conditions
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Variable Home Loan IO 80 Offer Conditions
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Variable Home Loan With Offset P&I 90 Offer Conditions
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Variable Home Loan With Offset IO 80 Offer Conditions
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Variable Investor Home Loan P&I 90 Offer Conditions
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Variable Investor Home Loan IO 80 Offer Conditions
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Variable Investor Home Loan With Offset P&I 90 Offer Conditions
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Variable Investor Home Loan With Offset IO 80 Offer Conditions
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Investor Package P&I 80 Offer Conditions
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Investor Package IO 80 Offer Conditions
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