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What’s so good about our car loans?
We’ll help you get the keys to your dream new car sooner with our low rate fixed car loans.
We offer loans of 3, 4, or 5 years for new cars from a car dealership.
Our loans have no ongoing fees, and fixed rates so you know exactly how much your repayments will be over the entire term of the loan.
Get started
Apply online today. Or, one of our friendly lending specialists can do the hard work for you and manage your paperwork over the phone.
Either way, we can settle your loan quickly so you can start saving thousands sooner.
Get ahead with $1000 in fuel! All you have to do is settle a car loan with us and you’re in the running to win. T&Cs apply.
-
3.97%
fixed rate p.a.^ -
4.51%
comparison rate p.a.*
Interest rates
Product name
Car Loan**
Term
3 years
Interest rate p.a.
4.67%
5.22% comp rate*
Product name
Term
4 years
Interest rate p.a.
4.67%
5.22% comp rate*
Product name
Term
5 years
Interest rate p.a.
4.67%
5.22% comp rate*
Want to see more car loan options? Compare our car loans.
Top reasons to choose this loan
No monthly or
ongoing fees
Save thousands over the course of your loan with zero recurring fees.
Balloon payment
option
Reduce monthly repayments and afford a better car
Approval within 24 hours~
Quick car loan approvals so you can get your keys sooner.
Calculate your car loan repayments.
Our online loan application process
We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.
Apply online
Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.
Goodbye paperwork!
Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.
Settle & save
Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.
Frequently asked questions
This one-off final payment will account for a large proportion of your car loan so your regular car loan repayments can be reduced as a result.
At loans.com.au, we help people into their dream homes and cars.
For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.
Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.
loans.com.au is completely safe and financially backed by Firstmac, Australia’s 13th largest lender. Firstmac has been operating successfully for more than 40 years, and has $13 billion in mortgages under management, as Australia’s leading non-bank lender.
We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.
Read our storyCustomer Feedback
The process was thorough but quick and painless
I just picked up my new car after organising finance through loans.com.au. My contact people through the whole process were unreal. Debra really made sure I knew what was going on and was really sincere in getting the loan through. Mason was always easy to contact and got everything processed super quickly. The process was thorough but quick and painless with their app for uploading docs. The interest rate was great and did not change halfway through the application as I have seen with other companies.
Chris H.
July 12, 2021
loans.com is definitely the best provider I have ever dealt with
Right from the start of application through to settlement, it was a very smooth and easy process, not to mention how quick it all was as well. Loans.com is definitely the best provider I have ever dealt with, and I have absolutely no hesitation in recommending them to anyone looking for the best rate home loans in Australia. Thank you team.
Jovin S.
July 09, 2021
Lani has made my experience of loans.com.au a very positive one
Lani has been a pleasure to deal with over a quite lengthy period whilst I was looking for the right home. She has been helpful, optimistic, professional, and responsive. She has made my experience of loans.com.au a very positive one.
Jamie W.
July 09, 2021
