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Splitting your home loan lets you reap the benefits of a variable rate where you can make additional repayments and get access to your offset sub-account.
When you take out a home loan the money you borrow is called the principal, while the interest rate is the charge for borrowing the money.
Taking some time to review your loan, and customise it where possible, can make it easier to handle the debt and potentially save you money. Check out some of our top picks on how to customise your mortgage.
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