close icon
search icon Apply phone 13 10 90 launches new investor loans

lca icon
23 September 2019 launches new investor loans

Online lender has launched two new products with market-leading interest rates to take on the big banks and help property investors make the most of the Spring buying season.

Managing Director Marie Mortimer said the limited-time products broke new ground for investors because they carried the same interest rate for P&I and interest-only, instead of the usual market practice where interest-only would cost more.

“As a challenger lender, we have responded to what investors really want from their loans and heard loud and clear that they want to stop paying the ‘big bank premium’ on their investment loan,” Ms Mortimer said.

“Just in time for Spring, this is what we have delivered – two new loans, one P&I and one Interest-only, with a discount to reach a great low rate.”

The new loans are summarised below.

Max LVR   
 Repayments    Reference Rate    Discount    Interest Rate    Comparison Rate  
Smart Invesor 80  80%  P&I 4.14% 0.75% 3.39% 4.41%
Smart Investor 80  80%  Interest Only 4.36% 0.97% 3.39% 4.41%

Ms Mortimer said the new products followed increased demand for investor loans in Spring as people looked to purchase investments or reviewed their current debts.

“Property investors know that their investment is all about making money and our customers are on the ball when it comes to their rate, and getting a better deal from day one,” Ms Mortimer said.

“Our new loans offer much better value than the big banks so we think they will convince a lot of investors to look beyond their current bank to our offering and really help to drive competition in the market.” is also currently offering a Smart Home Loan special for owner occupiers, starting at 3.03% (3.05% comparison rate), which is significantly cheaper than any of the Big 4.

Founded in 2011, has grown to become Australia’s largest online lender in the fintech space, with thousands of happy customers across Australia. is backed by the financial strength of our parent company Firstmac, which is a leading non-bank lender. Firstmac has been operating successfully for almost 40 years and it has $12 billion in mortgages under management.

Media enquiries

For all media enquiries, please contact Belinda Till on 07 3017 8826 or email at