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05 April 2019 launches super-low 3-year fixed rate, one of Australia’s largest fintech lenders, has moved to slash its home loan fixed rates to less than most lenders’ variable rates.

Managing Director Marie Mortimer said the move was a response to feedback from borrowers that they were confused about the direction of interest rates and wanted certainty.

“It is very hard to predict where the economy is going right now with so many things pointing in different directions,” Ms Mortimer said.

“You’ve got perceived weakness in the property market, the Federal budget surprisingly coming back into surplus and then, just to muddy the waters even more, you’ve got a Federal election just around the corner with wildly different policies on the table.”

“Homebuyers are looking for certainty and we have taken the lead in the market to offer a super-affordable fixed rate so that regardless of what happens in the near future, borrowers will know they are protected.” is offering a special 3-year fixed rate of just 3.59% p.a (3.89% p.a comparison) for owner occupiers, with an LVR of 80% or less, with Principal and Interest repayments.

Ms Mortimer said that since it was launched nearly 8 years ago, had thrived by offering not only super-low rates like the 3-year fixed rate special, but an advanced service proposition using its innovative technology stack.

“We are the leaders when it comes to innovative products and service that results in discounted interest rates for our customers and, although we are much smaller than the Big 4, we often succeed in forcing them to drop their rates in response,” Ms Mortimer said.

“Borrowers who are hesitating to fix their rate should remember that if they come to us, they can fix part of their loan and also access our awesome variable rate for the remaining part.” is also currently offering a variable rate special – the Smart Home Loan for owner occupiers, which has a market leading rate of just 3.48% p.a (3.50% p.a comparison).

Media contact: Duncan Macfarlane | 0434 184 264



Founded in 2011, has grown to become Australia’s largest online lender in the fintech space, with thousands of happy customers across Australia. is backed by the financial strength of our parent company Firstmac, which is Australia’s largest non-bank lender. Firstmac has been operating successfully for almost 40 years and it has almost $11 billion in mortgages under management.

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