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03 July 2018 launches the no regrets fix!

Australia’s leading online lender has launched a campaign to protect borrowers from the coming cycle of interest rate rises by offering a Fixed Rate Special that is lower than many lenders’ variable rates.

Managing Director Marie Mortimer said rising funding costs meant that continued rate rises ahead were likely so borrowers should consider locking in their repayments.

“Funding costs for lenders have been rising steadily for six months but it seems that overnight the whole country has suddenly woken up and started talking about this and the higher home loan interest rates to come,” Ms Mortimer said.

“This is a market turning point and we are pleased to announce that we are ready to help shield borrowers from the storm with a super-low rate fixed loan that applies to both investors and owner occupiers.”

The new Smart Loan Package Special Offer starts at just 3.89% (3.77% OO comparison rate) for a two-year fixed term, and 3.99% (3.80% OO comparison rate) to fix for three years.

The same low headline rate is available with P&I or Interest-only repayments, to make it ideal for all borrowers.
“The beauty of this product is its simplicity, because it is accessible to most borrowers it makes it so much easier to make that call and lock in your rate,” Ms Mortimer said.
“This really is the time to act before rates go up and you are left with regrets for years to come. This is the no regrets fix for your home loan!”
Over the past week many economic commentators have reported that interest rates are bound to rise soon in response to an increase in the cost of short term funding for lenders, including the Big Four Banks.
Benchmark short-term rates, which the major banks borrow against, have been steadily rising since the start of the year while pricing for deposits is also rising.
Founded in 2011, has grown to become a leader in online lending with thousands of happy customers in every state and territory. is backed by the financial strength of our parent company Firstmac, which is Australia’s largest non-bank lender. Firstmac has been operating successfully for 39 years and it has more than $9 billion in mortgages under management.

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