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Welcome to, the Home of Smart Money!

Your friend has suggested you check out our great value home loans.

Buying or refinancing with is a smart choice.

Did you know that on a $400,000 loan, a cut of just 1% to your interest rate will save you an incredible $71,000 over 25 years!

As an added bonus, because you were referred by your friend, we will also reduce your settlement fee by $150 if you take out a loan with us.

To redeem your $150 discount, be sure to quote the referral code send to you by your friend, when you speak to your loan specialist.

Talk to a lender

Fill out the form below and book a time that suits for a call.

Reasons to choose us

The latest addition to our trophy cabinet is the CANSTAR 5 Star Rating Outstanding Value for Variable Home Lender - Owner-Occupied and Investment.

In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps.

We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.

We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure confidentiality.

Terms & Condition

  1. Your referral must be from a current customer who is a friend or family member.

  2. You must have a Smart Friends Code sent privately to you. Please note that the Smart Friends Code is not valid if broadcast or published on the internet or in social media.

  3. You must (i) be a new customer of (ii) start an online application and tell a lender your Smart Friends Code (iii) settle a new home loan with

  4. On settlement of your new home loan, your application fee will be reduced by $150. Note that an application that has multiple borrowers and/or multiple loans is still eligible for only one discount of $150 on your application fee.