Fixed rate home loan

Lock in peace of mind with a low fixed rate. 1, 2 or 3-year fixed terms and interest only option available.

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Discount Offer - Terms & Conditions

Why choose fixed-rate home loans?

Flexible options

  • 1, 2 or 3 year fixed terms available to lock in a great low rate and gain peace of mind.
  • The rate is fixed but the options aren’t. Choose your term and consider the ways you can get the best out of our low fixed rates.
  • For flexibility, you have the option of a split loan with a portion fixed and the rest on a variable rate. If this option is chosen, it will provide the certainty of a fixed rate, but let you enjoy the benefit of any rate cut, and still use 100% redraw offset facility against the variable portion of your loan to minimise your interest
Added security

You can apply for Rate Lock to ensure your interest rate doesn’t change in the period between application and settlement.

Repayment options

Choose weekly, fortnightly, or monthly repayments with up to five years interest-only and, at the end of the fixed term, your interest rate reverts to our market-leading variable rate.

Property transfers

Best of all, your fixed rate home loan is transferrable from one property to the next without the need for a full application.

Top reasons to choose Fixed

  • Rate lock option available
  • Interest only option available
  • Weekly, fortnightly and monthly repayments

Other features include

  • Multiple loan splits available^
  • No monthly or ongoing fees
  • Smart Money app
Download our brochure to learn more.

Purchase with Confidence 

When you are buying a home, it's important to know that you are on track to completing your purchase on time.
That's why we are proud to offer the best service in Australia when it comes to home loans. This gives our customers the confidence they need to make an offer on their dream property.

Meet some of the team

Our friendly, Australian based, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.
They do this all day every day. It’s what they love! Getting you the finance you need, when you need it, is our bread and butter.

Call us on
13 10 90
Request A Call
7am - 7pm, Monday to Friday. AEST