Car loans for personal use

We make it easy for you to drive away in your dream car sooner. 

  • 3.89%
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  • 3.89%
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Drive away quickly with confidence

At loans.com.au, our mission is to do everything possible to make it easier to drive away in your new car sooner. Our online application makes it easy to get a car loan approved within 24 hours.
Also, when it comes to car loans we offer super-low fixed rates giving you the extra security of a repayment that doesn’t change over the life of the loan.

That’s why it’s smart to get a car loan with confidence.

Green Cars

If you care about the environment and saving money, why not use one of our discounted Green Car Loans to buy an environmentally-friendly car?

If you buy a qualifying low-polluting car, you will receive a 0.70% discount off our already-low interest rates!
Green car loans are available for both new and demonstration vehicles.

To find out if the car you want is on the approved list, just call 13 10 90 and speak with one of our car lending experts.
 
 

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Buying a Car Articles and Guides

Guide to Buying a Car

Most people have questions as they start on the car buying journey, so we have pulled together some articles to help you.

From tips on how the car loan process works, to information on buying a car, you can find it here.

DOWNLOAD

All about Balloon Payments

Our handy “balloon” payment option lets you make lower monthly repayments and then a larger repayment of up to 50% of the car value at the end of the loan term.
This may help you afford a better car because of the lower monthly repayments. You can then trade in your vehicle at the end of the loan and use the money to repay the outstanding balloon.

Balloon Payment Periods

  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 50%
  • 40%
  • 30%
  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 40%
  • 30%
  • 20%

Buying A New Car Checklist

A car is a big purchase and not one you want to rush into so we’ve prepared this checklist to help you get the right car at the right price.

VIEW ARTICLE

Things to Consider Before Buying a Used Car

Buying a car, especially if it’s a used car, can be a daunting experience. This is even more true if you’re buying a car for the first time.

VIEW ARTICLE

How Does a Car Loan Work

If you are planning to buy a new or used vehicle using a car loan, it is important to understand how they work.

VIEW ARTICLE

Car Repayments Calculator

Want to find out how long it could take to pay off that car? Our Car Loan Calculator will help you to get an idea of what your car loan repayments are likely to be and what you may pay in fees and interest. USE CALCULATOR
 
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