Car loans for personal use

We make it easy for you to drive away in your dream car sooner. 

  • 3.89%
    variable rate p.a.
  • 3.89%
    comparison rate p.a.

Personal Fixed Rate Car Loan

Get your motor running with our super-low interest rate car loans. Whether you are buying your dream car or your just-for-now car, you will come out ahead with our super-low fixed rates.

We offer loans of 3, 4, or 5 years, on both new and used vehicles.
We can help you with a loan for a car bought privately, through a dealership or an auction.

Using your car as security, our loans have no ongoing fees, and fixed rates so you know exactly how much your repayments will be over the entire term of the loan.
 

4 years
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3 years
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All about Balloon Payments

We know that everyone’s circumstances are different, so we also offer a handy “balloon” payment option.

This option allows you to have lower monthly payments, and then a larger payment at the end of the loan term called a balloon payment. This final payment typically totals 20-50% of the loan value.
The advantages of a balloon are:
  • It may help you afford a better car because of the lower repayments
  • You can trade in your vehicle at the end of the loan and use the money from the sale to repay the balloon. Many people estimate what their car will be worth at the end of the loan period, and nominate that amount as the balloon payment.

Balloon Payment Periods

  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 50%
  • 40%
  • 30%
  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 40%
  • 30%
  • 20%

Buying A New Car Checklist

A car is a big purchase and not one you want to rush into so we’ve prepared this checklist to help you get the right car at the right price.

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Things to Consider Before Buying a Used Car

Buying a car, especially if it’s a used car, can be a daunting experience. This is even more true if you’re buying a car for the first time.

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How Does a Car Loan Work

If you are planning to buy a new or used vehicle using a car loan, it is important to understand how they work.

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Car Repayments Calculator

Want to find out how long it could take to pay off that car? Our Car Loan Calculator will help you to get an idea of what your car loan repayments are likely to be and what you may pay in fees and interest. USE CALCULATOR
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