Electric Car Loan
We offer competitive rate electric car loans, and discounts for electric vehicles. Thanks to our collaboration with Clean Energy Finance Corporation (CEFC).
Multi-award winning
Variable Car Loan
Green/Electric
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Discounted rate on qualifying electric cars -
Redraw up to $5,000/day for variable rates
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Up to 7 year loan term
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Variable rate adjusts with interest rate changes
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Get Preapproved to confidently secure your car financing
Why choose an Electric Car Loan?
Approval within 24 hours~
By applying online, you’ll receive our decision within a day you’ll know your budget for your dream EV car!
From 3 - 7 year loan term
Enjoy the flexibility of 3 to 7 years loan term, and you decide if you pay weekly, fortnightly or monthly.
$5,000 to $150,000
We offer car loans from as little as $5,000 to get you on the road in the right car for you.
Fixed or variable
Choose either a low rate variable loan and redraw up to $5,000 per day, or a low rate fixed loan.
Need to know more? Here's the whole offer
| Rates |
|
| Key Features | Flexible loans | |
| Approval within 24 hours~ | ||
| Borrow from $5,000 to $150,000 | ||
| Easy online process | ||
| Access your account via Smart Money app |
| Repayments | Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $163 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 5.84% p.a. paying variable rate. |
| Fees |
Application fee |
$400 |
| Monthly fee | $8 | |
| Discharge fee | $0 | |
| Early termination fee | $700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year). |
Variable |
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| Variable Car Loan - Green/Electric | Interest Rate: 5.84% p.a.** |
| Comp Rate: 6.97% p.a.* |
Fixed |
||
| Fixed Car Loan - Green/Electric | Interest Rate: 6.09% p.a.** |
| Comp Rate: 7.22% p.a.* |
| Flexible loans | |
| Approval within 24 hours~ | |
| Borrow from $5,000 to $150,000 | |
| Easy online process | |
| Access your account via Smart Money app |
| Frequency | Weekly, monthly or fortnightly |
| Estimated repayments | $163 per week# The weekly repayment estimate is based on a $45,000 loan over 7 years at 5.84% p.a. paying variable rate. |
| Application fee | $400 |
| Monthly fee | $8 |
| Discharge fee | $0 |
| Early termination fee |
$700 in the first and second years of the loan term. $500 in subsequent years of the loan term (excluding final year). |
“I was updated along the track and it all turned out perfectly. I would certainly recommend loans.com.au to other car buyers.”
Sienna
Car loan customer
As seen on...
Electric Car Loan FAQs
Konnie
Lending Specialist
Ready to talk with a real person about our low-rate car loan?
Get help from a friendly member of our Australian-based car lending team.
A guide to car loans
If you are looking at car finance to purchase your next car and have lots of questions, our guide contains our loan process, what documents you'll need, preapproval, tips and more.
We're help to help you when you may need us.
Electric Car Rebates by State
Check out the electric vehicle rebates in your state or territory
The Rise of Electric Cars in Australia
In this article, we take a closer look at electric car trends, ownership, and incentives with data from the Australian Electric Vehicle Industry Recap 2023 by the Electric Vehicle Council.
Can you get a discount for buying an electric vehicle?
The new Future Fuels and Vehicles Strategy aims to reduce the barriers for EV ownership in Australia. It will include funding for 50,000 charging stations in homes Australia-wide.
What is a green car?
Electric Cars & Hybrid Cars: What’s the difference?
The Pros and Cons of Buying an Electric Car
The state of Australia’s EV Infrastructure
Buying an Electric Car
Electric Car Batteries Explained
How much can electric cars really save you?
Maintenance for Electric Cars vs Petrol Cars
What is regenerative braking?
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