Buying your first home

We make it simple to buy your first home
sooner. Our friendly loan specialists
are on call to help you.

Rates from:

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  • 3.89%
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Buy your first home with confidence with low rates and personal service.

At we make buying your first home simple. We offer personal service from our Australian-based lending managers who are on call to help you with every step along the way.

We also offer super-low interest rates to save you money with no ongoing account keeping fees. We have loans to suit you from stream-lined packages or fully-featured loans to suit all needs.

When you apply for a loan with us, you can have confidence that you are dealing with Australia's largest non-bank lender.


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First Home Buyer Articles and Guides

Buying a First Home Guide

Most people have questions as they start on the home buying journey, so we have pulled together some articles to help you.

From tips on how the home loan process works, to information on pre-approvals and buying a home, you can find it here.


Easy as 1,2,3 makes borrowing simple so you can purchase or refinance with confidence.

Go from application to settlement in three easy steps.

Here’s how to lock in a super-low-rate home loan, super-fast.

  • Apply

    Apply online or on the phone with one of our Australian-based loan specialists.

  • onTrack to Approved

    It is easy for you to track your application to approval, receive your loan documents and set up online services with our award winning onTrack app.

  • Settle and Save

    We do everything required for the loan settlement, so you can start saving money.

10 Ways to Save Time During Your Property Search

Whether you’re buying a home or making a property investment, it will probably be one of the biggest single purchases of your life.


House vs Apartment: Which Is a Better Investment?

If you plan to invest in real estate you will need to choose what type of property to buy, and this generally comes down to a choice between a free-standing home or an apartment.


Top 5 Strategies to Save For A House

To help you get started with your saving journey, here are the top five saving tips you can use so you can finally buy your first home.


Resource Centre Videos

Deposit amount


Borrowing capacity


What is stamp duty?


Borrowing Power Calculator

Not sure where to start or want to know which properties are within your budget? Try our borrowing power calculator to see how much you are eligible to borrow.


Get property & suburb insights

To help you find the perfect home, we’d like to give you a free Comparative Market Analysis (CMA) property report.

Our reports provide a breakdown of information about the property you are considering, including previous sale prices.

It also offers valuable information about the area, such as median house prices, recent sales figures, and the local community demographics.

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