6 reasons to refinance with loans.com.au

When it’s time to refinance, it’s likely the first thing you’re looking for is the lowest rate on the market. However, when researching different lenders' comparison rates and calculating additional fees and costs, it can be a tricky process deciding which lender will help make the refinance process as easy as possible.

At loans.com.au, we are proud to offer low rates and have a local, Brisbane-based team who love what they do and thrive on helping Australians save thousands on refinancing deals.

Here are 6 reasons why you should consider refinancing with loans.com.au:

1. Less overheads = low rates

As an online lender, we are able to keep our rates low because we don’t have a branch network to maintain or mortgage brokers to pay. Fewer overheads mean doing business costs less and those savings translate directly into lower interest rates and reduced fees for our customers.

2. Quick & easy refinance process

Did you know that loans.com.au settles fast so you can start saving money sooner? You simply apply online or on the phone with one of our lending specialists. Track your application, receive your loan documents and set up online services with our award winning onTrack app. Then settle your loan and save!

With our Fast Trax Refinance, you pay out your old loan and start saving money with loans.com.au in a fraction of the time it takes to refinance with other lenders. Plus, we don’t have to wait for your old lender to finish organising their paperwork.

3. Personalised service

Just because we’re an online lender, it doesn't mean we don't offer great personal service. In fact, it’s quite the opposite. Our experienced team of lenders helps hundreds of customers each day across Australia.

Unlike most banks, when you apply online with loans.com.au, you are assigned your own personal loan specialist who is your single point of contact for the whole process. They’re with you all the way from application through to settlement. It makes it easier for you, and for us, since you don’t have to retell your story to someone new each time you call us.

4. Australian business with community values

loans.com.au is Australian-owned-and-run, and we believe in giving back to the communities that have given us so much. That's why we are a major sponsor of the Steve Waugh Foundation, which supports children with rare diseases and their families by offering individual grants and respite camps. We are also a Premier Sponsor of our local sporting club the Brisbane Broncos and their extensive program encouraging grass roots Rugby League.

5. Award winning

Since beginning in 2011, loans.com.au has received awards from RateCity, Mozo, Money Magazine, Your Mortgage, the Australian Home Loan Awards and Canstar for the different home and car loan products, providing outstanding value and innovation. These awards have been determined by both experts and customers

6. Here for you when it suits you

We pride ourselves on being available to help you at a time that works for you. Our friendly loans.com.au team is contactable via live chat on our website, Facebook Messenger, email or just a phone call away. We take calls from 7am to 7pm AEST, Monday to Friday and we are available to chat online everyday from 7am to 1am AEST, so we’re here for you when you need it.

If you’re refinance ready, or even just curious about how much you could save, pre-qualify with a lending specialist today to see how we can help!

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