Smart Friends

Rewarding your loyalty

As a customer we’ll reward you with $450 when a new customer you refer to us settles their first home loan.*

  • 3.89%
    variable rate p.a.
  • 3.89%
    comparison rate p.a.

Claim your $450 bonus

Introduce someone to and we'll give you a huge $450 bonus when they settle their loan with us! They will also get $150 off their settlement fee.

You can refer as many people as you like!

It's as easy as 1,2,3...


Send your code
to a friend


They apply and
settle their loan


You both recieve

Get referral code here:

Terms & Conditions:

  1. You must be a current customer to be eligible to refer your friends and family.

  2. You can share your Smart Friends Code individually with your friends and family. Please note that the Smart Friends Code is not valid if broadcast or published on the internet or in social media.

  3. Your friend must (i) be a new customer of (ii) start an online application and tell a lender your Smart Friends Code (iii) settle a new loan with

  4. *The referral payment is $450 for each new customer referred who settles their first loan with Note a new customer loan application that has multiple borrowers and/or multiple loans is still eligible for only one referral payment.

  5. You will receive a notification when a referral payment is to be made to you. The referral payment will be paid to your loan account.

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