Meet Peter

When Peter’s previous car, an older Mazda 6, developed serious gearbox problems, the cost of repairs no longer made sense. Rather than spending a significant amount of money fixing a car that was already ageing, Peter and his wife decided it was time to look for something newer, more reliable, and better suited to everyday driving.

They wanted a practical hatchback that would fit their budget while still offering the comfort, safety, and technology they needed. After comparing a few options, including the Hyundai i30, Kia Cerato, and MG, they decided the Kia Cerato was the right fit. It offered the space they wanted, came in at a suitable price point, and felt like a dependable choice for their lifestyle.

The Cerato quickly became Peter’s everyday vehicle, used for commuting, general driving, and even helping with a move from Sydney to Port Macquarie. With the seats folded down, it proved useful for carrying a surprising amount of belongings, while still being smooth and enjoyable to drive.

“This was my first car loan, so I wanted the process to be simple, and I found it really easy to manage”

• Buying a car was a necessary decision, but Peter and his wife still needed to stay within a sensible budget.
• As this was Peter’s first car loan, he wanted the finance process to be simple, clear, and easy to manage.
• Finding a competitive interest rate was also important, as he had looked around before deciding which lender to choose.

• A family recommendation helped point Peter towards loans.com.au, after his sister suggested looking into the lender.
• After comparing options, the interest rate available through loans.com.au was one of the key reasons Peter decided to go ahead.
• The pre-approval and application process was straightforward, with documents submitted through the app and helpful customer service along the way.

For Peter, the car finance process with loans.com.au was refreshingly simple. As a first-time car loan customer, he valued being able to move through the application without unnecessary hassle. The online process made it easy to submit documents, while the support he received from the customer service team helped make the experience feel smooth from start to finish.

The fixed rate also gave Peter confidence when choosing his loan. After doing some research and considering his options, he felt loans.com.au offered a strong rate that suited his needs and helped make the purchase more manageable.

Several years on, the Kia Cerato has become a reliable part of everyday life. It has handled commuting, longer drives, and a move to a new city, with around 100,000 kilometres on the clock and no major issues reported.

“Overall, my experience with loans.com.au was pleasant, easy, and straightforward. This was my first car loan, so I wanted the process to be simple, and I found it really easy to manage. I submitted my documents through the app, the customer service team was helpful, and I didn’t have any problems along the way. The interest rate was probably the biggest positive for me and one of the main reasons I chose loans.com.au. The car has been great, and we’ve really enjoyed it as our everyday vehicle.”