Essentials
Rates from:
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A streamlined low-rate, low-fee home loan product.

 
  • $0 Monthly fee
  • $0 Annual fee
  • $0 Redraw fee

Loan amount

$
 
Monthly repayments#
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It’s smart to save thousands on your home loan


The Essentials is our super-low rate loan that will save you money on interest and fees.

It’s easy to apply online or speak to one of our Australian based lending managers who will take care of all the paperwork for you. Our process is simple and we can settle your loan quickly so you start saving sooner. With loans.com.au you can have confidence in dealing with Australia’s largest non-bank lender.

Meet some of the team

Our friendly, Australian based, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.
 


Customer reviews

Value for money: 4.9/5
Customer service: 4.9/5

Based on 235 reviews.
As rated by our settled customers

READ MORE REVIEWS

Home of best lending managers
I found the best lending manager at loans.com.au. Simply amazing!

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Nathasha H. - Box Hill, NSW
February 01 2018

Fantastic sales team
Fantastic team to work with. Special thanks to the sales team for their great service.

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Rohit P. - Coolbellup, WA
January 24 2018

A smarter way to get from loan application to settlement

At loans.com.au, we believe applying for a home loan should be a speedy and hassle free process. OnTrack allows you to quickly get your loan through to approval and settlement while we do the heavy lifting for you behind the scenes.

 

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Calculators

Borrowing power

Find out how much you can borrow based on your income and expenses.

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Loan repayments

Shows how your mortgage repayments will vary depending upon the size, interest rate and duration of your loan.

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Stamp duty costs

Works out how much stamp duty you'll have to pay depending on the property’s value and location. 

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Purchase with Confidence

Designed for you to make your home loan journey quick, simple, and reliable.

 
Call us on
13 10 90
or
Request A Call
7am - 7pm, Monday to Friday. AEST
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