Low-Rate Essentials

A streamlined low-rate, low-fee loan.

From:

  • 3.64%
    variable rate p.a.*
  • 3.66%
    comparison rate p.a.*
$

Essentials home loan features

  • Redraw facility with no minimum 
  • 24/7 access to your account
  • No monthly or ongoing fees 
  • Weekly, fortnightly and monthly repayment options
  • Split loan facility – up to five free splits with fixed rate or identical variable loan product ^
  • Additional repayments on variable rate loans
  • Interest only options are available
  • Available for owner occupied, P&I loans with a maximum LVR of 80%

Save thousands on your mortgage


The Essentials is a no-bells-and-whistles loan with a super-low rate, unlimited additional repayments and free redraws.

Home buyers and refinancers
The same rate applies whether you are buying a new home or looking to reduce your monthly repayments by refinancing.

If you are looking for a simple, low-rate home loan that will save you money on interest and fees, then this is the perfect loan for you!


Low fees
The streamlined Essentials loan also saves you money with no ongoing fees:
  • $0 Monthly fee
  • $0 Annual fee

 

Online doesn't mean impersonal, let's talk!

Brodie has been with loans.com.au for over four years. As an experienced Lending Manager, Brodie can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Lending Managers, like Brodie, to find the right low rate loan package for you. Call 7am - 7pm Monday to Friday.

arrange a call

Features, rates & fees brochure

Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.

From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.

view brochure

Fees & costs

Our fees & costs
Monthly fee: $0
Annual fee: $0
Application fee: $0
Settlement fee: $300
Discharge fee: $300
Discharge documentation fee: $250
Government and third party costs
Valuation fee (may be higher in some cases): $220 or at cost
Government fees and charges at cost

Our awards

In 2017 and 2016, loans.com.au has received 5 star ratings for our variable rate home loans from Canstar. We also were named the 2015 Home Lender of the year in Mozo's Expert Choice Award plus many others, including Money Magazine's Cheapest Home Loan - Non-bank two years in a row.

See all our awards

Receive a free loans.com.au property report

To help you find the perfect home, we’d like to give you a free loans.com.au Comparative Market Analysis (CMA) property report.

Our reports provide a breakdown of information about the property you are considering, including previous sale prices.

It also offers valuable information about the area, such as median house prices, recent sales figures, and the local community demographics.

Buying a house: How to negotiate the right way

When it comes to buying a house, good negotiating skills could save you tens of thousands of dollars.

The key is to stay calm, be respectful, and keep your wits about you.

Here are our top negotiation tips to get the house you want for less.

Fast track your application

If you're ready to move fast on your home loan, we can get you there with our speedy, hassle-free online application process.

Get your loan from approval to settlement quickly with onTrack, giving you control over your application, 24 hours a day, 7 days a week.

apply now Find out more
x-smallsmallmediumlarge
Event handlers called by this request / thread:
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1 RequestEvents.Begin.Execute SimpleHandler`2.StartEvent
> HelpersHandlers.BeginRequest
> LicenseHandlers.CheckApplicationValidityAndLicense
> URLRewritingHandlers.BeginRequest
> WebDAVHandlers.PropFindEndRequest
> WIFIntegrationHandlers.ProcessRequest
2 RequestEvents.Authenticate.Execute
> MembershipHandlers.HandleAutomaticSignIn
3 RequestEvents.Authorize.Execute
> URLRewritingHandlers.AuthorizeRequest
4 RequestEvents.PostAuthorize.Execute
> HelpersHandlers.HandleClickjacking
5 RequestEvents.PostResolveRequestCache.Execute
> URLRewritingHandlers.RewriteUrl
6 >> URLRewritingEvents.ProcessABTest.Execute SimpleHandler`2.StartEvent
>>> ABHandlers.ProcessABTest
7 >> URLRewritingEvents.ProcessRewritingResult SimpleHandler`2.StartEvent
8 RequestEvents.PostMapRequestHandler.Execute SimpleHandler`2.StartEvent
> WebAnalyticsHandlers.LogCampaign
> URLRewritingHandlers.PostMapRequestHandler
> ABHandlers.ExcludeVisitorFromAB
9 ApplicationEvents.SessionStart.Execute
> MembershipHandlers.SessionStart
10 >> SessionEvents.UpdateSession SimpleHandler`2.StartEvent
>>> SessionEvents.UpdateSession.Before
>>>> PortalHandlers.UpdateSession_Before
11 >>> TypeInfo(om.contact).Events.Insert SimpleHandler`2.StartEvent
>>>> ObjectEvents.Insert.Before
>>>> ObjectEvents.Insert.After
12 >>>>> TypeInfo(om.contact).Events.LogChange SimpleHandler`2.StartEvent
>>>>> ContinuousIntegrationHandlers.InsertAfter
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14 >>> SessionEvents.UpdateSessionData.Execute SimpleHandler`2.StartEvent
>>>> DocumentHandlers.UpdateSessionData_Execute
15 RequestEvents.AcquireRequestState.Execute SimpleHandler`2.StartEvent
> HelpersHandlers.InitSessionTimeout
> URLRewritingHandlers.CheckSecurity
> StrandsRecommenderHandlers.BindStrandsToPagePreRender
16 RequestEvents.PostAcquireRequestState.Execute
> MembershipHandlers.UpdateSession
17 >> SessionEvents.UpdateSession SimpleHandler`2.StartEvent
>>> SessionEvents.UpdateSession.Before
>>>> PortalHandlers.UpdateSession_Before
18 >>> TypeInfo(om.contact).Events.GetData SimpleHandler`2.StartEvent
19 >>> SessionEvents.UpdateSessionData.Execute SimpleHandler`2.StartEvent
>>>> DocumentHandlers.UpdateSessionData_Execute
> OutputFilterHandlers.EndRequestByOutputFilter
> WebAnalyticsHandlers.b__0
> WebAnalyticsHandlers.LogPageViewConversion
> WebAnalyticsHandlers.LogUTMParametersAndCampaignConversions
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22 >> TypeInfo(om.abvariant).Events.GetData SimpleHandler`2.StartEvent
23 >>> TypeInfo(om.abvariant).Events.GetData SimpleHandler`2.StartEvent
> WebAnalyticsServiceScriptsRenderer.b__0
> ABHandlers.LogABVisit
24 PortalEngineEvents.MVTVariantsEnabled.Execute PageContext.CurrentPage_InitComplete
> MVTHandlers.MVTVariantsEnabled
25 PageInfoEvents.CombinePageTemplateInstance PageContext.CurrentPage_InitComplete
> PageInfoEvents.CombinePageTemplateInstance.After
>> OnlineMarketingHandlers.CombinePageTemplateInstance_After
26 TypeInfo(cms.user).Events.GetData PageContext.CurrentPage_InitComplete
27 TypeInfo(cms.customtable).Events.CheckPermissions PageContext.CurrentPage_InitComplete
28 TypeInfo(cms.customtable).Events.CheckPermissions PageContext.CurrentPage_InitComplete
29 TypeInfo(customtableitem.firstmac.disclaimers).Events.CheckPermissions PageContext.CurrentPage_InitComplete
30 TypeInfo(cms.customtable).Events.CheckPermissions PageContext.CurrentPage_InitComplete
31 TypeInfo(customtableitem.firstmac.disclaimers).Events.CheckPermissions PageContext.CurrentPage_InitComplete
32 TypeInfo(cms.customtable).Events.CheckPermissions PageContext.CurrentPage_InitComplete
33 PageInfoEvents.CombinePageTemplateInstance PageContext.CurrentPage_InitComplete
> PageInfoEvents.CombinePageTemplateInstance.After
>> OnlineMarketingHandlers.CombinePageTemplateInstance_After
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35 TypeInfo(cms.class).Events.GetData PageContext.CurrentPage_InitComplete
36 TypeInfo(cms.class).Events.GetData PageContext.CurrentPage_InitComplete
37 TypeInfo(cms.class).Events.GetData
38 TypeInfo(customtableitem.firstmac.product_homeloans).Events.GetData PageContext.CurrentPage_InitComplete
39 TypeInfo(cms.class).Events.GetData PageContext.CurrentPage_InitComplete
40 TypeInfo(cms.class).Events.GetData PageContext.CurrentPage_InitComplete
41 TypeInfo(cms.class).Events.GetData
42 TypeInfo(customtableitem.firstmac.product_homeloans).Events.GetData PageContext.CurrentPage_InitComplete
   
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Size (number of accesses)
Size chart
File pathProviderContext
1 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_HandlersLog.OnPreRender
2 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_HandlersLog.OnPreRender
3 EXISTS
~/App_Themes/Design/Debug.css Local CMSAdminControls_Debug_FilesLog.OnPreRender
4 EXISTS
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Security checks called by this request / thread:
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CheckPrivilegeLevel True GlobalAdmin PageContext.CurrentPage_InitComplete
4 This same security check is called more than once within the request. FIRSTMAC-rsykes IsAuthorizedPerResource True CMS.CustomTables Read www.loans.com.au PageContext.CurrentPage_InitComplete
CheckPrivilegeLevel True GlobalAdmin PageContext.CurrentPage_InitComplete
5 This same security check is called more than once within the request. FIRSTMAC-rsykes IsAuthorizedPerResource True CMS.CustomTables Read www.loans.com.au PageContext.CurrentPage_InitComplete
CheckPrivilegeLevel True GlobalAdmin PageContext.CurrentPage_InitComplete
6 This same security check is called more than once within the request. FIRSTMAC-rsykes IsAuthorizedPerResource True CMS.CustomTables Read www.loans.com.au PageContext.CurrentPage_InitComplete
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Cache items accessed by this request / thread:
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Dependencies
Data
Context
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2 GET allabtests SimpleHandler`2.StartEvent
3 GET maxmind|172.30.22.250 SimpleHandler`2.StartEvent
4 TOUCH om.contact|all
om.contact|byid|3159463
om.contact|byguid|9eaf070d-112f-48e0-a353-021d2d5029ea
SimpleHandler`2.StartEvent
5 GET cms.searchengine|cachedids|crawlers SimpleHandler`2.StartEvent
6 GET pageinfo|www.loans.com.au|/home-loans|en-au||false PageContext.CurrentPage_InitComplete
7 GET pageinfo|www.loans.com.au|/|en-au||false
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10 GET scriptfile|dialogs/modaldialog.js CMSAdminControls_Debug_CacheLog.OnPreRender
    
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1 RewriteURL /home-loans/essentials 0.000
0.000
 
2 PathRewritten ~/CMSPages/PortalTemplate.aspx 0.000
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3 > OnPreInit 0.063
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4 > OnInit 0.063
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6 > OnPreRender 0.125
N/A
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Request cookies:
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1 CMSPreferredCultureen-AU
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3 Campaign 
4 Source 
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Response cookies:
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1 CMSPreferredCultureen-AU26/04/2018 5:58:58 PM
2 ASP.NET_SessionIdt2tuwjajnfyvfzyhl23ubqll 
3 Campaign 26/04/2016 5:58:58 PM
4 Source 26/04/2016 5:58:58 PM
5 CurrentContact9eaf070d-112f-48e0-a353-021d2d5029ea26/04/2067 5:58:58 PM
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1 HttpMethodGET
2 UrlReferrer 
3 UserAgentCCBot/2.0 (http://commoncrawl.org/faq/)
4 UserHostAddress172.30.22.250
5 UserName 
6 SessionIDt2tuwjajnfyvfzyhl23ubqll
7 ServerNameKWFS-A1
SQL queries called by this request / thread:
 (Query name)
Query text
Parameters: @name (value)
Results: tablename (rows [columns], size)
ContextDuration
new SqlConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
SimpleHandler`2.StartEvent N/A
1
(om.contact.generalinsert)
DECLARE @ContactFirstName nvarchar = NULL;
DECLARE @ContactMiddleName nvarchar = NULL;
DECLARE @ContactLastName nvarchar(max) = N'Anonymous - 2017-04-26 17:58:58.127';
DECLARE @ContactSalutation nvarchar = NULL;
DECLARE @ContactTitleBefore nvarchar = NULL;
DECLARE @ContactTitleAfter nvarchar = NULL;
DECLARE @ContactJobTitle nvarchar = NULL;
DECLARE @ContactAddress1 nvarchar = NULL;
DECLARE @ContactAddress2 nvarchar = NULL;
DECLARE @ContactCity nvarchar = NULL;
DECLARE @ContactZIP nvarchar = NULL;
DECLARE @ContactStateID nvarchar = NULL;
DECLARE @ContactCountryID nvarchar = NULL;
DECLARE @ContactMobilePhone nvarchar = NULL;
DECLARE @ContactHomePhone nvarchar = NULL;
DECLARE @ContactBusinessPhone nvarchar = NULL;
DECLARE @ContactEmail nvarchar = NULL;
DECLARE @ContactWebSite nvarchar = NULL;
DECLARE @ContactBirthday nvarchar = NULL;
DECLARE @ContactGender nvarchar = NULL;
DECLARE @ContactStatusID nvarchar = NULL;
DECLARE @ContactNotes nvarchar = NULL;
DECLARE @ContactOwnerUserID nvarchar = NULL;
DECLARE @ContactMonitored bit = 1;
DECLARE @ContactMergedWithContactID nvarchar = NULL;
DECLARE @ContactIsAnonymous bit = 1;
DECLARE @ContactSiteID int = 1;
DECLARE @ContactGUID uniqueidentifier = '9eaf070d-112f-48e0-a353-021d2d5029ea';
DECLARE @ContactLastModified datetime2 = '4/26/2017 5:58:58 PM';
DECLARE @ContactCreated datetime2 = '4/26/2017 5:58:58 PM';
DECLARE @ContactMergedWhen nvarchar = NULL;
DECLARE @ContactGlobalContactID nvarchar = NULL;
DECLARE @ContactBounces nvarchar = NULL;
DECLARE @ContactLastLogon nvarchar = NULL;
DECLARE @ContactCampaign nvarchar = NULL;
DECLARE @ContactSalesForceLeadID nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationDisabled nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationDateTime nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationSuspensionDateTime nvarchar = NULL;
DECLARE @ContactCompanyName nvarchar = NULL;
DECLARE @ContactSalesForceLeadReplicationRequired nvarchar = NULL;
DECLARE @ContactPersonaID nvarchar = NULL;

INSERT INTO OM_Contact ([ContactFirstName], [ContactMiddleName], [ContactLastName], [ContactSalutation], [ContactTitleBefore], [ContactTitleAfter], [ContactJobTitle], [ContactAddress1], [ContactAddress2], [ContactCity], [ContactZIP], [ContactStateID], [ContactCountryID], [ContactMobilePhone], [ContactHomePhone], [ContactBusinessPhone], [ContactEmail], [ContactWebSite], [ContactBirthday], [ContactGender], [ContactStatusID], [ContactNotes], [ContactOwnerUserID], [ContactMonitored], [ContactMergedWithContactID], [ContactIsAnonymous], [ContactSiteID], [ContactGUID], [ContactLastModified], [ContactCreated], [ContactMergedWhen], [ContactGlobalContactID], [ContactBounces], [ContactLastLogon], [ContactCampaign], [ContactSalesForceLeadID], [ContactSalesForceLeadReplicationDisabled], [ContactSalesForceLeadReplicationDateTime], [ContactSalesForceLeadReplicationSuspensionDateTime], [ContactCompanyName], [ContactSalesForceLeadReplicationRequired], [ContactPersonaID])
VALUES (@ContactFirstName, @ContactMiddleName, @ContactLastName, @ContactSalutation, @ContactTitleBefore, @ContactTitleAfter, @ContactJobTitle, @ContactAddress1, @ContactAddress2, @ContactCity, @ContactZIP, @ContactStateID, @ContactCountryID, @ContactMobilePhone, @ContactHomePhone, @ContactBusinessPhone, @ContactEmail, @ContactWebSite, @ContactBirthday, @ContactGender, @ContactStatusID, @ContactNotes, @ContactOwnerUserID, @ContactMonitored, @ContactMergedWithContactID, @ContactIsAnonymous, @ContactSiteID, @ContactGUID, @ContactLastModified, @ContactCreated, @ContactMergedWhen, @ContactGlobalContactID, @ContactBounces, @ContactLastLogon, @ContactCampaign, @ContactSalesForceLeadID, @ContactSalesForceLeadReplicationDisabled, @ContactSalesForceLeadReplicationDateTime, @ContactSalesForceLeadReplicationSuspensionDateTime, @ContactCompanyName, @ContactSalesForceLeadReplicationRequired, @ContactPersonaID);

SELECT SCOPE_IDENTITY() AS [ID]
3.9 kB
 
Table (1 [1], 7 B)
 
SimpleHandler`2.StartEvent 0.000
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
2
(om.scorecontactrule.generalselect)
DECLARE @ContactID int = 3159463;

SELECT DISTINCT [ContactID], [ScoreID], (SUM(Value)) AS [Score]
FROM OM_ScoreContactRule
WHERE ([Expiration] IS NULL OR (DATEDIFF(d, GETDATE(), Expiration) >= 0)) AND [ContactID] = @ContactID
GROUP BY ContactID, ScoreID
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
3
(cms.user.updateallsessions)
Proc_CMS_Session_UpdateAll
@SetColumns ("SessionFullName = 'Anonymous - 2017-04-26 17:58:58.127',SessionUserCreated = '4/26/2017 5:58:58 PM'")
@WhereCond ("SessionContactID = 3159463")
151 B
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
N/A
4
(cms.user.updatesession)
Proc_CMS_Session_Update
@SessionIdentifier ("t2tuwjajnfyvfzyhl23ubqll")
@SessionUserID ()
@SessionLocation ("/home-loans/Essentials")
@SessionLastActive (4/26/2017 5:58:58 PM)
@SessionLastLogon (4/26/2017 5:58:58 PM)
@SessionExpires (4/26/2017 6:19:58 PM)
@SessionExpired (False)
@SessionSiteID (1)
@SessionUserIsHidden (True)
@SessionFullName ("Anonymous - 2017-04-26 17:58:58.127")
@SessionEmail ()
@SessionUserName ()
@SessionNickName ()
@SessionUserCreated (4/26/2017 5:58:58 PM)
@SessionContactID (3159463)
162 B
 
Table (1 [1], 4 B)
 
SimpleHandler`2.StartEvent 0.031
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
5
(om.contact.generalselect)
DECLARE @ContactID int = 3159463;

SELECT *
FROM OM_Contact
WHERE [ContactID] = @ContactID
Table (1 [43], 237 B)
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
BeginTransaction(ReadCommitted)
N/A
6
(cms.user.updatesession)
Proc_CMS_Session_Update
@SessionIdentifier ("t2tuwjajnfyvfzyhl23ubqll")
@SessionUserID ()
@SessionLocation ("/home-loans/Essentials")
@SessionLastActive (4/26/2017 5:58:58 PM)
@SessionLastLogon ()
@SessionExpires (4/26/2017 6:19:58 PM)
@SessionExpired (False)
@SessionSiteID (1)
@SessionUserIsHidden (True)
@SessionFullName ("Anonymous - 2017-04-26 17:58:58.127")
@SessionEmail ()
@SessionUserName ()
@SessionNickName ()
@SessionUserCreated (4/26/2017 5:58:58 PM)
@SessionContactID (3159463)
158 B
 
Table (1 [1], 4 B)
 
SimpleHandler`2.StartEvent 0.016
 
CommitTransaction()
SimpleHandler`2.StartEvent N/A
CloseConnection()
N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
7
(cms.document.generalselect)
DECLARE @NodeSiteID int = 1;
DECLARE @NodeGUID uniqueidentifier = '3f8e8410-29a5-45ad-a5ec-eb2ba50b91b8';
DECLARE @Now datetime2 = '4/26/2017 5:58:58 PM';

SELECT *
FROM View_CMS_Tree_Joined AS V WITH (NOLOCK, NOEXPAND) LEFT OUTER JOIN COM_SKU AS S WITH (NOLOCK) ON V.NodeSKUID = S.SKUID
WHERE [NodeSiteID] = @NodeSiteID AND [NodeGUID] = @NodeGUID AND ([DocumentCanBePublished] = 1 AND ([DocumentPublishFrom] IS NULL OR [DocumentPublishFrom] <= @Now) AND ([DocumentPublishTo] IS NULL OR [DocumentPublishTo] >= @Now))
522 B
 
Table (1 [157], 935 B)
 
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
SimpleHandler`2.StartEvent N/A
8
(om.abvariant.generalselect)
DECLARE @ABVariantPath nvarchar(max) = N'/home-loans/Essentials';
DECLARE @ABVariantSiteID int = 1;

SELECT *
FROM OM_ABVariant
WHERE [ABVariantPath] = @ABVariantPath AND [ABVariantSiteID] = @ABVariantSiteID
SimpleHandler`2.StartEvent 0.000
 
CloseConnection()
SimpleHandler`2.StartEvent N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
9
(cms.user.generalselect)
DECLARE @UserName nvarchar(max) = N'FIRSTMAC-rsykes';

SELECT *
FROM CMS_User
WHERE [UserName] = @UserName
Table (1 [29], 391 B)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
10 This same query was called more than once within this request.
(firstmac.product_homeloans.generalselect)
DECLARE @ItemGUID nvarchar(max) = N'586e0d04-0ea6-4c5b-bd9c-0691053fef65';

SELECT *
FROM firstmac_Product_HomeLoans
WHERE [ItemGUID] = @ItemGUID
Table (1 [46], 1.6 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
11 This same query was called more than once within this request.
(cms.class.generalselect)
DECLARE @ClassName nvarchar(max) = N'firstmac.Product_HomeLoans ';

SELECT *
FROM CMS_Class
WHERE [ClassName] = @ClassName
Table (1 [55], 39 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
12 This same query was called more than once within this request.
(cms.class.generalselect)
DECLARE @ClassName nvarchar(max) = N'firstmac.product_homeloans ';

SELECT *
FROM CMS_Class
WHERE [ClassName] = @ClassName
Table (1 [55], 39 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
N/A
13 This same query was called more than once within this request.
(cms.class.generalselect)
DECLARE @ClassName nvarchar(max) = N'firstmac.product_homeloans ';

SELECT *
FROM CMS_Class
WHERE [ClassName] = @ClassName
Table (1 [55], 39 kB)
 
PageContext.CurrentPage_InitComplete 0.016
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
14 This same query was called more than once within this request.
(firstmac.product_homeloans.generalselect)
DECLARE @ItemGUID nvarchar(max) = N'586e0d04-0ea6-4c5b-bd9c-0691053fef65';

SELECT *
FROM firstmac_Product_HomeLoans
WHERE [ItemGUID] = @ItemGUID
Table (1 [46], 1.6 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
15 This same query was called more than once within this request.
(cms.class.generalselect)
DECLARE @ClassName nvarchar(max) = N'firstmac.Product_HomeLoans ';

SELECT *
FROM CMS_Class
WHERE [ClassName] = @ClassName
Table (1 [55], 39 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
16 This same query was called more than once within this request.
(cms.class.generalselect)
DECLARE @ClassName nvarchar(max) = N'firstmac.product_homeloans ';

SELECT *
FROM CMS_Class
WHERE [ClassName] = @ClassName
Table (1 [55], 39 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
N/A
17 This same query was called more than once within this request.
(cms.class.generalselect)
DECLARE @ClassName nvarchar(max) = N'firstmac.product_homeloans ';

SELECT *
FROM CMS_Class
WHERE [ClassName] = @ClassName
Table (1 [55], 39 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
OpenConnection()
PageContext.CurrentPage_InitComplete N/A
18 This same query was called more than once within this request.
(firstmac.product_homeloans.generalselect)
DECLARE @ItemGUID nvarchar(max) = N'586e0d04-0ea6-4c5b-bd9c-0691053fef65';

SELECT *
FROM firstmac_Product_HomeLoans
WHERE [ItemGUID] = @ItemGUID
Table (1 [46], 1.6 kB)
 
PageContext.CurrentPage_InitComplete 0.000
 
CloseConnection()
PageContext.CurrentPage_InitComplete N/A
  18 queries, 6.7 kB write, 242 kB read   0.062
Macros resolved in the content of this page:
 ExpressionResultUserContextDuration
1 {% CanonicalURL != "" %} False CMSAbstractWebPart.OnInit 0.000
 
> CanonicalURL != "" False 0.000
 
2 {% NoFollow %} False 0.000
 
> NoFollow False 0.000
 
3 {% IncludeOptimizely %} True 0.000
 
> IncludeOptimizely True 0.000
 
4 {% DisclaimerContent %}
{% GlobalObjects.CustomTables["firstmac.Disclaimers"].Items["8a747895-ed70-4e1a-bb75-30a4b2140d6c...
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> DisclaimerContent
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<div class="container"><strong>Disclaimer</strong><br /> *Rates as at 18th April 2017 for E...
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<div class="container"><strong>Disclaimer</strong><br /> *Rates as at 18th April 2017 for E...
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5 {% pagetitle_orelse_name %} Variable Home Loans - Loans.com.au DocumentBase.Load 0.000
 
> pagetitle_orelse_name Variable Home Loans - Loans.com.au 0.000
 
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Text = "<h1>Low-Rate Essentials</h1>
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Text = "A streamlined low-rate, low-fee loan.<br />
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From:" (58 B)
58 B
 
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27 ContentZone
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Text = "Essentials home loan features" (29 B)
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28 ContentZone
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Text = "<ul class="tick">
<li>Redraw facility with no minimum </li>
<li>24/7 access to your account</li>
<li>No monthly or ongoing fees </li>
<li>Weekly, fortnightly and monthly repayment options</li>
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Text = "<ul class="tick">
<li>Split loan facility – up to five free splits with fixed rate or identical variable loan product ^</li>
<li>Additional repayments on variable rate loans</li>
<li>Interest only options are available</li>
<li>Available for owner occupied, P&I loans with a maximum LVR of 80%</li>
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Text = "Save thousands on your mortgage" (31 B)
31 B
 
32 ContentZone
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Text = "<p><br />
The Essentials is a no-bells-and-whistles loan with a super-low rate, unlimited additional repayments and free redraws.<br />
<br />
<strong>Home buyers and refinancers</strong><br />
The same rate applies whether you are buying a new home or looking to reduce your monthly repayments by refinancing.<br />
<br />
If you are looking for a simple, low-rate home loan that will save you money on interest and fees, then this is the perfect loan for you!</p>
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Text = "<br />
<strong>Low fees</strong><br />
The streamlined Essentials loan also saves you money with no ongoing fees:
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<li>$0 Monthly fee</li>
<li>$0 Annual fee</li>
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<p> </p>
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Text = "Online doesn't mean impersonal, let's talk!" (43 B)
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38 CallToAction1
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Text = "<p>Brodie has been with loans.com.au for over four years. As an experienced Lending Manager, Brodie can answer all your questions and help you start saving sooner.<br />
<br />
Speak to one of our friendly and experienced Lending Managers, like Brodie, to find the right low rate loan package for you. Call 7am - 7pm Monday to Friday.</p>
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Text = "<a href='#' class='button hollow lightbox call CallToAction1-link' data-toggle='modal' data-target='#Modal_UWPCall_CallToAction1_CallToAction1'>arrange a call</a>" (162 B)
162 B
 
40 CallToAction1
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Text = "<img class='img-responsive' src='~/media/Loans/Staff%20Images/our%20team/ourteam_brodie.png?ext=.png'>" (102 B)
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42 ContentZone
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43 ContentZone
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139 B
 
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Text = "Features, rates & fees brochure" (31 B)
31 B
 
45 CallToAction4
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Text = "<p>Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.<br />
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From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.</p>
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252 B
 
46 CallToAction4
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Text = "<a href='/media/Documents/Product-brochure-owner-occupier-18-Apr-2017.pdf' class='button hollow ' target='_blank' >view brochure</a>" (132 B)
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Text = "<img class='img-responsive' src='~/media/Loans/Banners/Thumbnail-Owner-occupier-products.png?ext=.png' style='margin-bottom:25px;'>" (131 B)
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48 ContentZone
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Text = "CallToAction4" (13 B)
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49 ContentZone
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Text = "Fees & costs" (12 B)
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63 ContentZone
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style = "background-image:url('/getattachment/home-loans/Special-Offer/Awards-colour-version.png.aspx?lang=en-AU&width=425&height=135&ext=.png');background-position:left 90% bottom 50%;" (176 B)
183 B
 
64 CallToAction3
divWrapper
ctrlHeading
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Text = "Our awards" (10 B)
10 B
 
65 CallToAction3
divWrapper
ctrlContent
Yes
Text = "<p>In 2017 and 2016, loans.com.au has received 5 star ratings for our variable rate home loans from Canstar. We also were named the 2015 Home Lender of the year in Mozo's Expert Choice Award plus many others, including Money Magazine's Cheapest Home Loan - Non-bank two years in a row.</p>
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299 B
 
66 CallToAction3
divWrapper
ctrlButton1
Yes
Text = "<a href='/about-us/our-awards' class='button asLink ' >See all our awards </a>" (79 B)
79 B
 
67 CallToAction3
divWrapper
ctrlImageInline
Yes
Text = "<img class='img-responsive' src='~/getattachment/home-loans/Special-Offer/Awards-colour-version.png.aspx?lang=en-AU&width=425&height=135&ext=.png' style='margin-bottom:25px;'>" (175 B)
175 B
 
68 ContentZone
CallToAction3
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Text = "CallToAction3" (13 B)
13 B
 
69 ContentZone
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Text = "<div class='modal fade' id='Modal_UWPCall_SingleColumn1_SingleColumnText'><div class='modal-dialog'><div class='modal-content'><div class='modal-header' style='border-bottom: none;'><button aria-hidden='true' class='close' data-dismiss='modal' type='button'>×</button></div><div class='modal-body'><iframe id='UWPIFrameCallSingleColumn1_SingleColumnText' onload='ResizeIframe("UWPIFrameCallSingleColumn1_SingleColumnText")' src='/uwp/callme/?sl=loans&typeid=5&action=hs&f=UWPIFrameCallSingle..." (593 B)
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70 ContentZone
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Text = "" (0 B)
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Yes
Text = "<p><img src='~/media/Loans/Assets/property-report-image-1280.png?ext=.png' class='img-responsive'></p>" (102 B)
102 B
 
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SingleColumnText
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Yes
Text = "Receive a free loans.com.au property report" (43 B)
43 B
 
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Text = "<p>To help you find the perfect home, we’d like to give you a free loans.com.au Comparative Market Analysis (CMA) property report.<br />
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Our reports provide a breakdown of information about the property you are considering, including previous sale prices.<br />
<br />
It also offers valuable information about the area, such as median house prices, recent sales figures, and the local community demographics.</p>
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172 B
 
75 ContentZone
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76 ContentZone
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77 ContentZone
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Text = "<p><img src='~/media/Loans/Assets/Buying-a-house.jpg?ext=.jpg' class='img-responsive'></p>" (90 B)
90 B
 
78 ContentZone
SingleColumnText2
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Text = "Buying a house: How to negotiate the right way" (46 B)
46 B
 
79 ContentZone
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Text = "<p>When it comes to buying a house, good negotiating skills could save you tens of thousands of dollars.<br />
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The key is to stay calm, be respectful, and keep your wits about you.<br />
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Here are our top negotiation tips to get the house you want for less.</p>
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80 ContentZone
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136 B
 
81 ContentZone
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82 ContentZone
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83 ContentZone
CallToAction2
divWrapper
No
Yes
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style = "background-image:url('/media/Loans/Assets/ontrack-finder.png');background-position:left 90% bottom 0;" (101 B)
108 B
 
84 CallToAction2
divWrapper
ctrlHeading
Yes
Text = "Fast track your application" (27 B)
27 B
 
85 CallToAction2
divWrapper
ctrlContent
Yes
Text = "<p>If you're ready to move fast on your home loan, we can get you there with our speedy, hassle-free online application process.<br />
<br />
Get your loan from approval to settlement quickly with onTrack, giving you control over your application, 24 hours a day, 7 days a week.</p>
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295 B
 
86 CallToAction2
divWrapper
ctrlButton1
Yes
Text = "<a href='/wizards/homeloan/?l=&w=' class='button hollow ' target='_blank' >apply now</a>" (88 B)
88 B
 
87 CallToAction2
divWrapper
ctrlButton2
Yes
Text = "<a href='/resources/ontrack' class='button asLink ' >Find out more</a>" (71 B)
71 B
 
88 CallToAction2
divWrapper
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Yes
Text = "<img class='img-responsive' src='~/media/Loans/Assets/ontrack-finder.png'>" (74 B)
74 B
 
89 ContentZone
CallToAction2
ctrlWebPartControlID
Yes
Text = "CallToAction2" (13 B)
13 B
 
90 dbg
pnlDebugContainer
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5 B
 
     Total viewstate size: bytes