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Essentials
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A streamlined low-rate home loan.

 
  • No ongoing fees
  • Unlimited redraw
  • Smart Money app
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Loan amount

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It’s smart to save thousands on your home loan


The Essentials is our super-low rate loan that will save you money on interest and fees.

It’s easy to apply online or speak to one of our Australian based loan specialists who will take care of all the paperwork for you. Applying is easy and we can settle your loan quickly so you start saving sooner. With loans.com.au you can have confidence in dealing with Australia’s largest non-bank lender.

Purchase with Confidence

Designed for you to make your home loan journey quick, simple, and reliable.

Top 5 Strategies to Save For A House

To help you get started with your saving journey, here are the top five saving tips you can use so you can finally buy your first home.

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The Benefits of Having 80% LVR

Even though you don’t need a huge deposit to take out a home loan, having a larger deposit has many advantages.

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How To Research A Neighbourhood Before You Buy

While it’s possible to do your own online research about a neighbourhood, nothing can beat seeing the neighbourhood with your own eyes. 

VIEW ARTICLE

Meet some of the team

Our friendly, Australian based, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.

 
Call us on
13 10 90
or
Request A Call
7am - 7pm, Monday to Friday. AEST