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Solar construction loan

Thinking of adding to reduce your energy bill? Our construction loan could help get you there faster.

Multi-award winning

Solar Construction Loan

5.93

p.a

Rates from^~

6.19

p.a

Comparison rate*

Discounted 5yr solar construction rate^~
Interest only during construction period
No monthly or ongoing fees
Offset sub-account available after completion
Unlimited additional repayments after completion
Access your account via Smart Money app

Do I Qualify?

Our Google Rating

4.5

490 reviews

Why our solar construction loan could be the most efficient loan for you

Discounted solar rate^~

Get rewarded with a discount to your construction loan rate when you add solar to your home.

Interest only period

Pay interest only repayments on your solar loan during the construction period so you’ll save more.

Additional repayments

Once construction is complete you have the option to make additional repayments on your solar loan.

No ongoing fees

Enjoy no ongoing fees on your solar construction loan.

Rates

Repayment Type

Interest Only

Maximum LVR of 80%

Product	Interest rate from	Comparison rate
Solar Construction Investor	6.44% p.a.~	6.41% p.a.*

Maximum LVR of 90%

Product	Interest rate from	Comparison rate
Solar Construction	5.93% p.a.~	6.19% p.a.*

Key Features

10% deposit minimum	Yes
Up to 30 years loan term	Yes
Available for refinance or purchase	Yes

Fees

Application fee	$0
Ongoing fees	$0
Security assessment fee	$230
Government fees	At cost
Settlement fee	$300
Construction admin fee	$120
Construction assessment progress fee	$650

Ready to get rewarded when you add solar?

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Excellent service

“Excellent service. Easy to complete online with great assistance.„

David L.

30 May 2025

Smooth and stress-free

“I’m truly grateful to loans.com.au for securing a loan for me with such a great interest rate. From the very beginning, they were professional, responsive, and incredibly helpful throughout the whole process. They made everything smooth and stress-free, and I felt supported every step of the way.„

Mostafa M.

29 May 2025

Fantastic to work with

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Joel F.

28 May 2025

Helpful and professional

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Daniel H.

26 May 2025

Fast approval

“Amazing service. Trina went above and beyond to make it an easy and fuss free experience!! Easy online portal to upload documents and fast approval. Our second loan through them and would use again and again!„

Danielle T.

21 May 2025

Speed, efficiency, and real human support

“Trina’s support made all the difference, and I can’t thank her enough! If you're looking for a loan provider that combines speed, efficiency, and real human support, I highly recommend Loans.com.au.„

Michael I.

09 May 2025

Very professional

“Very professional, always maintain contact through out the process and quick to respond when calling or emailing. Overall process was quick and easy. Thumbs up 👍 would definitely use them again.„

Stewart O.

05 May 2025

Great outcome

“Thankyou Tiffany for being so kind, warm, friendly, and helpful to my husband and I. Its people like you that make life's decisions so much easier. We need more people like you and your personality doing the type of service you offer. Thankyou for all your support for a great outcome.„

Donna A.

30 Apr 2025

Excellent customer service and support

“Thanks to the hard work and commitment of both Emira and Cherie, I felt confident and well-supported at every step. I would highly recommend Loans.com.au to anyone seeking car finance solutions, and I look forward to working with your team again in the future.„

Avi I.

29 Apr 2025

Highly recommended

“Great to deal with kept us up-to-date every step of the way with the refinancing would highly recommend them.„

Bradley P.

28 Apr 2025

Less stressful

“Brent is the best lending manager I have ever dealt with. Patient, friendly and knowledgeable. Always willing to help and also provide options to consider so that I don't miss out anything. This made my purchase and refinance of investment property much less stressful„

Jason P.

15 Apr 2025

Hassle free

“Helen, Sharny and the loans.com.au team have been excellent to work with. Jason and I have never had such good communication with a bank. The whole loans process from start to finish has been hassle free and having the onTrack app makes keeping track of where you are in the process, easy. Would definitely recommend.„

Sally C.

14 Apr 2025

Our Google rating

4.5 490 reviews

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It's fast & easy to get a loan with loans.com.au

Apply online

Simply fill out your loan application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

Speak to a specialist

You will then have a phone appointment with one of our lending specialists to finalise your application, and help you progress through the loan approval process through to settlement as quickly as possible.

Upload documents (OnTrack)

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.