Variable rate home loan

Smart Home Loan is our lowest rate home loan. Easy and fast application with no ongoing fees.

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    variable rate p.a.*
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    comparison rate p.a.*

Discount Offer - Terms & Conditions

It’s smart to save thousands on your home loan 

The Smart Home Loan is our super-low rate loan that will save you money on interest and fees.

It’s easy to apply online or speak to one of our Australian based loan specialists who will take care of all the paperwork for you. Applying is easy and we can settle your loan quickly so you start saving sooner. With you can have confidence in dealing with Australia’s largest non-bank lender.

Top reasons to choose Smart Home Loan

  • No monthly or ongoing fees
  • Multiple loan splits available^
  • Unlimited free redraws

Other features include

  • Unlimited additional repayments
  • Weekly, fortnightly and monthly repayments
  • Smart Money app
  • Pay your bills with BPAY
  • Direct debit arrangement
  • Schedule transfers
Download our brochure to learn more.

Purchase with Confidence 

When you are buying a home, it's important to know that you are on track to completing your purchase on time.
That's why we are proud to offer the best service in Australia when it comes to home loans. This gives our customers the confidence they need to make an offer on their dream property.

Meet some of the team

Our friendly, Australian based, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.
They do this all day every day. It’s what they love! Getting you the finance you need, when you need it, is our bread and butter.

Call us on
13 10 90
Request A Call
7am - 7pm, Monday to Friday. AEST