Building a home

Explore our award-winning, low-rate construction loans and helpful research tools for each stage of your home building journey. 

  • 3.89%
    variable rate p.a.*
  • 3.89%
    comparison rate p.a.*

Enjoy low rates, low fees and save money

Building your home is one of the biggest commitments you'll ever make.

Loans.com.au can help take the stress out of building a home with our low rates, low fees and easy online applications.

From streamlined packages to fully-featured loans, our low-rate construction loans can be tailored to suit your needs.

Below are our recommended loan packages for people building their own home.

 
$50,000 is our minimum borrowing amount for a home loan.
$2,000,000 is our maximum borrowing amount for a home loan.
$1,000,000 is our maximum borrowing amount for a construction loan.
The maximum borrowing amount for a deposit less than 20% is $1,000,000
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Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
2018 CANSTAR 5 Star Rating Outstanding Value
It's as easy as 1, 2, 3...
Apply 1
onTrack to approved 2
Settle & save 3

It's as easy as 1,2,3...

Loans.com.au makes borrowing simple so you can purchase or refinance with confidence.

Go from application to settlement in three easy steps.

Here's how to lock in a super-low-rate home loan, super-fast.

1
2
3
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Apply

Apply online or on the phone with one of our Australian-based loan specialists.

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onTrack to Approved

It is easy for you to track your application to approval, receive your loan documents and set up online services with our award winning onTrack app.

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Settle and Save

We do everything required for the loan settlement, so you can start saving money.

Building Your Home Articles and Guides

Building a Home

Building your home is one of the biggest commitments you'll ever make.

Loans.com.au can help take the stress out of building a home with our low rates, low fees and easy online applications.

From streamlined packages to fully-featured loans, our low-rate construction loans can be tailored to suit your needs.

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Cost of Building a Home

Building a new house can be daunting, especially if you've never done it before.

Just like hunting for an established home, it helps if you have a general ideal of what you can afford before you start.

So how much does it cost to build a house in Australia and what are the main contributors?

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Goodbye, Paperwork

Put down your pen! Our online system lets you effortlessly share your information, saving time and improving accuracy. No more filling out paper forms, doubling-handling documents and sending hand-signed contracts by snail mail. We collect your information quickly and work behind the scenes to make it happen while you concentrate on more important things! Life is too short to waste on doing paperwork for banks and mortgage brokers!

Building a new home to live in

Building a new home involves a lot of trust. Trust in yourself to make good decisions and trust in your builder to turn your dream into a reality. It is equal parts exciting and daunting.

VIEW ARTICLE

Our building process

Building a home is one of the most daunting but ultimately satisfying things that a person can undertake.

VIEW ARTICLE

Building a new investment property

It might not seem like the most obvious choice, but there are lots of benefits to building an investment property instead of buying an existing property.

VIEW ARTICLE

Resource Centre Videos

Deposit amount

 

Borrowing capacity

 

Construction basics

 

Borrowing Power Calculator

Not sure where to start or want to know which properties are in your budget? Try our borrowing power calculator to see how much you are eligable to borrow.

USE CALCULATOR

 
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