Smart Loan Package
Rates from
Variable rate p.a.*
Comp rate p.a.*

Package your owner-occupied loan with your investment loan and enjoy low rates for both.

  • Great low rate on investment loans when you package with your owner-occupied loan
  • Interest only option available
  • No monthly or ongoing fees

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Loan amount

Monthly repayments#

Competitive investment rates

Very easy application process. Competitive investment rates. Will recommend to others.

Tony G.
New Lambton Heights, NSW


Turbo-charge your investment returns

Looking for a loan package for your owner-occupied and investment loans? Our Smart Loan Package has great low rates and all the features you need in a home loan.

By packaging your owner-occupied loan with your investment loan, you can enjoy low rates for both. You also benefit from a range of home loan features, including a 100% offset redraw facility, flexible payment options, split loan facilities and much more.

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We often hear that location is the most important thing to consider when investing in property. This is because the right location really does matter in the property market.


A smarter way to get from loan application to settlement

At, we believe applying for a home loan should be a speedy and hassle free process. OnTrack allows you to quickly get your loan through to approval and settlement while we do the heavy lifting for you behind the scenes.




Borrowing power

Find out how much you can borrow based on your income and expenses.


Loan repayments

Shows how your mortgage repayments will vary depending upon the size, interest rate and duration of your loan.


Stamp duty costs

Works out how much stamp duty you'll have to pay depending on the property’s value and location. 


Meet some of the team

Our friendly, Australian, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.

Customer reviews

Value for money: 4.9/5
Customer service: 4.9/5

Based on 210 reviews.
As rated by our settled customers


Happy with efficient service
Fast and efficient. Willing to increase loan when my car died soon after initial settlement. Very happy.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Suzanne R. - Upper Kedron, QLD
September 28 2017 exceeded our standards
All our expectations were exceeded by and we would strongly recommend them to all home loan buyers. We are very happy indeed and could not find any negatives. Before we researched many lenders and none of them met our standards. The best customer service, loan limit and interest rate in the market that we found.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Suraweera M. - Avoca, QLD
September 28 2017