Smart Loan Package
Rates from
Variable rate p.a.*
Comp rate p.a.*

Package your owner-occupied loan with your investment loan and enjoy low rates for both.

  • Great low rate on investment loans when you package with your owner-occupied loan
  • Interest only option available
  • No monthly or ongoing fees

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Loan amount

Monthly repayments#

Competitive investment rates

Very easy application process. Competitive investment rates. Will recommend to others.

Tony G.
New Lambton Heights, NSW


Turbo-charge your investment returns

Looking for a loan package for your owner-occupied and investment loans? Our Smart Loan Package has great low rates and all the features you need in a home loan.

By packaging your owner-occupied loan with your investment loan, you can enjoy low rates for both. You also benefit from a range of home loan features, including a 100% offset redraw facility, flexible payment options, split loan facilities and much more.

A smarter way to get from loan application to settlement

At, we believe applying for a home loan should be a speedy and hassle free process. OnTrack allows you to quickly get your loan through to approval and settlement while we do the heavy lifting for you behind the scenes.




Borrowing power

Find out how much you can borrow based on your income and expenses.


Loan repayments

Shows how your mortgage repayments will vary depending upon the size, interest rate and duration of your loan.


Stamp duty costs

Works out how much stamp duty you'll have to pay depending on the property’s value and location. 


Meet some of the team

Our friendly, Australian, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.

Customer reviews

Value for money: 4.9/5
Customer service: 4.9/5

Based on 195 reviews.
As rated by our settled customers


I saved money on my loan
I am very happy to be one of your customers and save money on my loan. Everyone was very helpful. I was very happy with customer service I received.

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Maria I. - Lilydale, VIC
August 09 2017

Investment loan with great rate
What a brilliant experience. Got a great rate and our first investment loan. Highly recommend!

Value for money: 5/5
Customer service: 5/5 Recommend to a friend?: Yes

Nicholas F. - Diamond Creek, VIC
August 03 2017