Here's our bid to save you thousands

The home loan market is as competitive as ever. How would you feel if you paid more every month for years and years simply because you didn't shop around today?


*Comparison rate information

Why are we the home of smart money?

As a modern, online lender, everything we do is designed to be easier to use and better value for you.

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  • Great value

    As we are online-only, the money we save on bricks and mortar goes towards a cheaper loan on yours.

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  • Hassle free

    We know your time is valuable, so we don't waste it. You can find out if you pre-qualify for a home loan in less than a minute and apply in just five steps.

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  • Safe hands is conservatively managed, and regulated by the Australian government.

  • Our operations are covered by the National Consumer Credit Protection Act which is enforced by the corporate watchdog, the Australian Securities and Investments Commission.

We're well rated

In 2016 and 2017, has received 5 star ratings for our Variable Rate Home Loan from Canstar.

We also received a number of awards from the 2017 Mozo Experts Choice for Low Cost Home Loan, Offset Home Loan, Variable Investor Home Loan and Split Home Loan.


Calculate how much you can borrow

Want to know which properties are in your budget? Try our borrowing power calculator to see how much you are eligible to borrow.

Find my home loan:

I want to borrow $ || $50,000 is our minimum lending limit for a home loan $2,000,000 is our maximum lending limit for a home loan $1,000,000 is our maximum lending limit for a construction loan

I am interested in

and I would like theand I have

Still think you have the cheapest home loan?

Pre-qualify now

Find out if you pre-qualify for a loan with us by applying online right now. It takes 2 minutes, it's quick and it's easy, giving you an indication of your borrowing power and it's valid for 3 months.

Why wait

Applying for a loan has never been easier. Use our handy calculator to see how much you'll be saving and apply online in less than five minutes.