The Smart Booster Home Loan is our low rate home loan which allows you to boost your savings, build your equity and own your own home, sooner.
No matter whether you're buying your first home, a new home or looking to refinance to a better rate, we're here to help you save thousands.
For more product options, view our product brochure.
Offset available
for 0.10%**
No monthly or
ongoing fees
Unlimited free
redraws
Unlimited additional repayments
Weekly, fortnightly and monthly repayments
Smart Money app
Pay your bills with BPAY
Multiple loan splits available
Direct debit arrangement
Schedule recurring transfers
Add a redraw offset facility with VISA debit access to your loan to help you to pay it off faster and with less interest.
No ongoing or monthly fees
Online, ATM and VISA debit access to your money
Pay less interest on your loan!
Whenever you put money into your redraw offset facility, that money is 100% “offset” against your home loan, with VISA debit access. So, if you had a home loan of $350,000 and $5,000 in your redraw offset facility, you only pay interest on the $345,000.
You can even maximise the "offset effect" by arranging for your salary to be paid into your redraw offset facility. In this way your money is immediately put to work for you, saving interest!
You can go from application to settlement in three easy steps.
Here’s how to lock in a super-low-rate home loan, real quick.
1. Apply
Apply online or on the phone with one of our loan specialists.
2. onTrack to Approved
Track your application, receive your loan documents and set up online services with our award winning onTrack app.
3. Settle and Save
We do everything required for the loan settlement, so you can start saving money.
Use our Home Loan Calculator as a general guide to what your repayments are likely to be on your new home loan.
The Home Loan Calculator will also tell you how much you will pay in total over the life of your loan and let you compare two different home loans to find out which is the best value.
Your estimated repayments are
$ 0.00 monthly f/nightly weekly
Can I borrow this amount?
If you're ready to move fast on your home loan, we can get you there in a few easy steps with our hassle-free online applications.
Get your loan from approval to settlement quickly with onTrack, giving you control over your application, 24 hours a day, 7 days a week.
APPLY NOWloans.com.au is an award-winning online lender that is proudly Australian and based in the heart of Brisbane. Since we were founded in 2011, we have become an industry leader with thousands of happy customers in every state and territory.
Our team of Australian-based lending specialists is ready to work to your time frames so you can purchase your car with confidence.
We are backed by the financial strength of our associate company Firstmac, which is Australia’s largest non-bank lender. Firstmac has been operating for 40 years and has more than $12 billion in mortgages under management.
The latest addition to our trophy cabinet is the CANSTAR 5 Star Rating Outstanding Value for Variable Home Lender - Owner-Occupied and Investment.
In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps.
We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.
We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure confidentiality.
Jazmin has been with loans.com.au for over five years. As an experienced Loan Specialist, Jazmin can answer all your questions and help you start saving sooner.
Speak to one of our friendly and experienced Loan Specialists, like Jazmin, to find the right low rate loan package for you. Call 8am - 6pm Monday to Friday.
In 2021, loans.com.au received a 5-star rating from Canstar for Outstanding Value in the Investment Variable Home Lender category.
We also received 2021 Mozo Experts Choice for Low Cost Home Loan and Offset Home Loan category, multiple 2021 RateCity Gold Awards for Best Variable Home Loan and Best Investor Variable Home Loan category and 2020 5-star rating from Canstar for Outstanding Value in the Variable Home Lender category.
The awards are the latest of many accolades we have received for our low-rate home loans.
Get all the information you need on different loan features, rates & fees in this easy-to-read
loans guide.
From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your
lifestyle.
loans.com.au is an Australian owned, multi award-winning online lender. We have earned our track record with low interest rates and flexible finance products. Since 2011 loans.com.au has been able to meet the needs of tens of thousands of customers around Australia; people just like you. We continue to innovate to stay ahead of the competition and give our customers the best of what new technology can bring to money management.
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