Resources
Get the basic facts before applying for a home loan or car loan. We have created some useful guides and resources to help you through for each stage of your buying journey.
Home loan 
Car loan 
Videos 
Help centre Getting started
We understand saving for a house deposit can take time. There'ss also a few external factors to be aware of, such government charges including registration fees and stamp duty, legal fees and moving costs, or even assistant schemes to help you cover some of your costs. It's important to do your research for everything you will be up against, and what support is available to you, when applying for a loan.
Not sure what LVR is when it comes to applying for a home loan? We'll help you understand what it is and how to calculate it.
Lenders Mortgage Insurance (LMI) helps lenders reduce their risk in cases where borrowers have smaller deposits to put down for their loans. Learn more.
Tools
These tools that will help you decide which home and loan are perfect for you.
Use our mortgage calculator as a general guide to what your repayments are likely to be on your new home loan.
Calculate how much you can save and if you can pay your home loan sooner by switching to loans.com.au.
Estimate how much sooner you could pay off your loan, and how much interest could you save on your loan over time by using an offset sub-account.
Calculate how much you can borrow for your home based on your income and expenses,
Work out how much stamp duty you will need to pay, based on the value of your property, location and other factors.
Calculate your usable equity and find out how you can use it to help finance your renovation or buy your next home.
Learn about the property you are looking to purchase with a loans.com.au Comparative Market Analysis powered by Core Logic
Guides
Most people have questions as they start on their home loan journey, so we have created these guides to help you.
Guide to Refinancing
Find out how to refinance your home loan the quick and hassle-free way.
Guide to Buying an Investment property
Buying an investment property is an exciting time but it can also be daunting. Our guide contains our loan process, documents, pre-approval, tips and more.
Guide to Buying my First Home
Here's everything you need to know about purchasing your first home from getting approved for a loan to getting the keys to the house.
Guide to Buying a Home at Auction
Get your home loan approved so you can bid with confidence.
Guide to Buying my Next Home
Find out how to buy your next home the quick and hassle-free way. Our guide contains our loan process, documents, pre-approval, tips and more.
Guide to Building a Home
Get your home loan approved so you can get on with the build.
Car Loan Basics
Thinking of getting a car loan but not sure where to start? At loans.com.au we're here to answer all your car finance questions.
If you’re searching for a new car, having pre-approval for a car loan could put you in the fast lane and save you a lot of money.
Not sure whether to pay for a car with cash or get a car loan instead? We break down the pros and cons of each.
Tools
Use our helpful tools and guides to find the perfect car loan for you.
Use our car loan calculator as a general guide on what your car loan repayments will look like.
Calculate how much you can save and if you can pay your home loan sooner by switching to loans.com.au.
Guides
We've put together handy guides for everything you need to know when it comes to taking out a car loan, so all the information is here in one place.
Guide to Buying a Car
Find out how to refinance your home loan the quick and hassle-free way.
FAQs
We prepared frequently asked questions to assist you in answering all your home loan and mortgage questions.
Not sure how an offset sub-account can help you repay your loan faster? We explain the benefits and how it can reduce your interest repayments.
Not sure what the difference is between a fixed or variable rate? We break down the key differences and the pros and cons of each for borrowers.
Helpful topics
Read some of our tips for buying, selling, building and investing.
The process of buying a home is a long journey. From saving for a deposit to researching properties, and finally buying, we explain the process from start to finish.
Looking for ultra-competitive car loans? Find the best car loan option for your as well as helpful guides, calcutors and more.
See our low-rate investment home loans and helpful guides related to all things property investment.
