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Save on your home loan
with loans.com.au

We are offering Broncos fans a special offer of a no application fee (value of $300) when they apply for a home loan with loans.com.au.

Achieve Your Dream Home with loans.com.au

As a Brisbane Broncos fan we have a special offer to you by waiving our settlement fee of $300 for your home loan application. At loans.com.au, we understand that your home is more than just a place to live - it's a reflection of your dreams, aspirations, and the foundation for your future. That's why we're dedicated to providing you with flexible and affordable home loan solutions that make homeownership a reality.

Whether you're looking to buy your first home, upgrade to a larger property, or refinance your current mortgage, loans.com.au is your trusted partner in making homeownership a reality. We're here to help you navigate the complexities of the home loan market, providing you with expert advice and exceptional customer service.

Don't let your dream home stay out of reach. Take the first step towards homeownership by applying for a home loan with loans.com.au today. Our simple and efficient application process will get you closer to your dream home sooner than you think.

Start your home loan journey with loans.com.au and unlock the door to your dream home.

Apply now and simply mention this offer to take the first step towards a homier future.

Our home loans

  • Discounted home loan rate
  • Offset sub-account available for +0.10%^
  • 10% deposit minimum
Rates from***
6.04
%
p.a.
Comparison Rate*
6.06
%
p.a.
Monthly repayment#
$3,011
Rates from***
6.04
%
p.a.
Comparison Rate*
6.06
%
p.a.
Monthly repayment#
$3,011

Monthly repayment#
$3,011
  • Discounted green home loan rate
  • Offset sub-account available for +0.10%^
  • 10% deposit minimum
Rates from~~
5.99
%
p.a.
Comparison Rate*
6.51
%
p.a.
Monthly repayment#
$2,995
Rates from~~
5.99
%
p.a.
Comparison Rate*
6.51
%
p.a.
Monthly repayment#
$2,995

Monthly repayment#
$2,995
  • Discounted solar home loan rate
  • Offset sub-account available for +0.10%^
  • 10% deposit minimum
Rates from~~~
5.99
%
p.a.
Comparison Rate*
6.51
%
p.a.
Monthly repayment#
$2,995
Rates from~~~
5.99
%
p.a.
Comparison Rate*
6.51
%
p.a.
Monthly repayment#
$2,995

Monthly repayment#
$2,995
  • $5,000 interest free Visa debit card
  • Unlimited free redraw
  • 20% deposit minimum
Rates from*
6.44
%
p.a.
Comparison Rate*
6.46
%
p.a.
Monthly repayment#
$3,141
Rates from*
6.44
%
p.a.
Comparison Rate*
6.46
%
p.a.
Monthly repayment#
$3,141

Monthly repayment#
$3,141
#Based on the dollar value represented in the search fields with P&I repayments and a 30 year loan term.
2024 WeMoney - Best Value for Refinance 2023 WeMoney - Best for Value (Variable) 2024 Mozo - Expert's Choice for Best Green Home Loan Gold Award - Best Green Home Loan 2022 WeMoney - Outstanding Customer Service
Our home loan products are recognised & awarded by the Australian financial industry

Get started

Ready to start saving on your current loan? Simply apply online or chat to a lending specialist and they can do the hard work for you. We make the process easy so you can settle sooner.

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Talk to a home loan expert

Book a call with one of our experienced lending specialists and they can complete your application for you.

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Ready to apply?

Call 13 10 90 or select “Apply Now” to begin your online application.

Why choose loans.com.au?

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Low interest rates

We can offer extremely low rates, like our SMSF loan being one of the lowest variable rate loans available in Australia. We can help you with finance at a great rate, so you can just focus on what matters to you.

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Australian based support team

We have an experienced, Australian based team here to help you. At every step of the way, you’ll talk to a real person from our friendly team of lending specialists, and we can help as little or as much as you like from application to settling your SMSF loan, and beyond.

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Hassle free

We know refinancing can be stressful, so we’re here to help make the finance process as simple as possible. You can find out if you pre-qualify for our SMSF Loan in just minutes. The application process is simple, online, and we can help at a time that suits you via Live Chat or through our app onTrack, or by calling your lending specialist.

Secure

onTrack advantage

onTrack is our online app which allows you to complete your home loan application on your device from initial contact through to settlement, build and beyond. In onTrack you can complete your loan application in your own time, as it suits you.

Our process

loans.com.au makes it easy to finance your home or investment property, so you can start saving thousands sooner. Here’s how:

Apply Online Apply Online

Application

Simply fill out your application online by entering some of your details, or chat to one of our friendly lending specialists over the phone and they can complete your application for you.

What you do

Complete a quick pre-qualification online to see if you qualify or book an appointment at a time that suits you to speak with a home loan specialist.

What we do

Contact you at a time that works for you to discuss the information you provided or complete your application for you.

onTrack

After your application is complete, use our system we call onTrack on your desktop or device to add your documentation such as payslips and bank statements, and track the progress of your application.

What you do

Log into onTrack
Upload supporting documents

What we do

Verify your information

Settlement

Your loan will settle and you'll start saving with your new low rate, and get your keys to your new dream home!

What you do

Get the keys to your new home
Start saving!

What we do

Once settlement is complete, we'll send you login credentials to Smart Money

Apply Online
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At loans.com.au, we help people into their dream homes and cars.

For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.

Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.

loans.com.au is completely safe and financially backed by Firstmac, Australia’s 12th largest lender. Firstmac has been operating successfully for more than 40 years as Australia’s leading non-bank lender.

We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.

Read our story

Read some of our real good feedback.

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Our Google Rating

4.5

| 429 reviews

Questions? We can help

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Chat online right now

Send us a message via Live Chat and we’ll get back to you instantly.

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Talk to a lending specialist

Our experienced lending specialists can answer any questions you have and how we can help you to start saving on your SMSF loan.

Welcome to loans.com.au _

Just in case we lose you, may I ask for your contact details....



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