Finance Calculators
Check out our range of handy calculators that take the hassle out of working out how much you can borrow and what loan is right for you.
Popular Calculators
Car loan repayment
Find out how much you could borrow, and what repayments could look look like based on different loan options including a balloon repayment.
Home loan repayment
Estimate your mortgage repayments based on your borrowing capacity, loan term, interest rates and repayment frequency.
Offset calculator
Calculate how much you could save on your loan in interest over time, and see how an offset sub-account could help you save interest over time.
Borrowing power
Find out how much you could borrow and what your monthly repayments might be based on your income and expenses.
SMSF Borrowing Capacity
Planning to invest in property through your SMSF? Use this calculator to work out your borrowing capacity.
Extra and lump sum payment
Making extra repayments or a lump sum? See how much interest you could save and how it could shorten your loan term.
Home loan calculators
Borrowing power
Find out how much you could borrow and what your monthly repayments might be based on your income and expenses.
Home loan repayment
Estimate your mortgage repayments based on your borrowing capacity, loan term, interest rates and repayment frequency.
Offset calculator
Calculate how much you could save on your loan in interest over time, and see how an offset sub-account could help you save interest over time.
Split loan
Compare repayments when you split your home loan between the certainty of a fixed rate and flexibility of a variable rate.
Interest-only mortgage calculator
Compare monthly repayments for interest-only versus principal and interest loans to determine what suits you best.
Extra and lump sum payment
Making extra repayments or a lump sum? See how much interest you could save and how it could shorten your loan term.
Refinance calculator
Thinking of switching your home loan? Estimate how much you could save by refinancing with loans.com.au.
SMSF Borrowing Capacity
Planning to invest in property through your SMSF? Use this calculator to work out your borrowing capacity.
Home buying calculators
First Home Buyers & Owners Grant Calculator
First home buyers may be eligible for a one-off Government grant. Use our calculator to check your eligibility.
Property buying cost
Determine how much you may need before making a final offer on a property so you can find a home that fits your budget.
Stamp duty
Calculate how much stamp duty you will have to pay on your new property purchase.
Equity calculator
Estimate the equity of your current home and learn how you could leverage it to build, buy a new home or invest in a property.
Loan to Value Ratio (LVR)
Calculate your loan-to-value ratio (LVR) to discover your eligible loan rate.
Income Tax
Use our calculator to help you estimate the tax you will pay on your employment income for the current tax year.
Car & caravan loan calculators
Car loan repayment
Find out how much you could borrow, and what repayments could look look like based on different loan options including a balloon repayment.
Caravan loan repayment
Buying a new or used caravan? Estimate your repayments, loan term and repayment frequency.
Car loan borrowing power
Enter your income and expenses to find out how much you could borrow for a car loan.