Think you have the
cheapest home loan?

Whatever stage of the home loan journey you're at, we can help

Buying home

Our range of online home loans suits everyone. Choose from stream-lined packages to fully-featured loans. We offer some of the cheapest home loan rates.

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Refinancing home

Save money by refinancing your home loan. We have some of the lowest home loan rates as well as low fees and easy online applications.

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Building home

View our recommended loan packages for people building their own home. Our low-rate construction loans can help take the stress out of building a home and can be tailored to suit you.

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Buying investment property

Our super-low interest rate investment loans can save you money with no ongoing fees. If you need to settle quickly, it's easy for us to work to your time frames.

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Refinancing investment property

Find out how you can take advantage of our low rates and personal service to refinance your investment property with confidence. We have online home loans to suit you from stream-lined packages to fully-featured loans.

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Building investment property

Explore our award-winning, low-rate construction loans and helpful research tools for each stage of your home building journey. Our low-rate construction loans can be tailored to suit your needs.

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$50,000 is our minimum borrowing amount for a home loan.
$2,000,000 is our maximum borrowing amount for a home loan.
$1,000,000 is our maximum borrowing amount for a construction loan.
The maximum borrowing amount for a deposit less than 20% is $1,000,000
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Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
2018 CANSTAR 5 Star Rating Outstanding Value
It's as easy as 1, 2, 3...
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Reasons to choose us

The latest addition to our trophy cabinet is the 2018 CANSTAR 5 Star Rating Outstanding Value for Variable Home Lender - Owner-Occupied and Investment.

In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps.

We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.

We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure confidentiality.

Our awards

loans.com.au is a highly-awarded lender that has been recognised by industry experts.

2019-canstar-investment-home-lender
2019-canstar-investment-variable-home-lender
2019-mozo-best-new-feature
2019-mozo-low-cost
Award - Mozo Experts Choice 2018 - Investor Home Loan

Find out how much you can borrow

It's simple and it only takes 2 minutes to find out if you pre-qualify for a loan and how much you can borrow. You can then apply for your home loan with loans.com.au

CALCULATE

Home Loan Calculator

Use our Home Loan Calculator as a general guide to what your repayments are likely to be on your new home loan.

The Home Loan Calculator will also tell you how much you will pay in total over the life of your loan and let you compare two different home loans to find out which is the best value.



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Customer reviews

  • 4.9
  • Value for money Customer service

(Based on 263 reviews. As rated by our settled customers)

READ MORE REVIEWS

Smooth settlement process

The settlement for my property could not have been smoother. Extremely happy with every step of the process.

- Wendy S. Aireys Inlet, VIC , July 27 2019

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

I just love loans.com.au

So helpful all the way through, and nice talking to someone pretty much straight away when you need to instead of O/S somewhere. The ease of swapping lenders and getting out of one of the Big4 was a win-win for me. I will be telling everyone about it. Thanks loans.com.au for a great experience and cheaper interest rates.

- Christine H. Nimbin, NSW , July 16 2019

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Schedule a call with Jazmin

Jazmin has been with loans.com.au for over five years. As an experienced Loan Specialist, Jazmin can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Loan Specialists, like Jazmin, to find the right low rate loan package for you. Call 8am - 6pm Monday to Friday.
 

ARRANGE A CALL
 
Call us on
13 10 90
or
Request A Call
7am - 7pm, Monday to Friday. AEST