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Discount Offer - Terms & Conditions


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A streamlined low-rate, low-fee home loan product.

  • Unlimited free redraws with no minimum redraw amount
  • No monthly or ongoing fees
  • Unlimited additional repayments

Reasons to choose us

We offer award-winning, low-rate home and car loans with no ongoing fees, saving our customers thousands of dollars.

  • The latest addition to our trophy cabinet is the 2017 CANSTAR 5 Star Rating Outstanding Value for Owner-Occupied and Investor Variable Rate Home Loans.
  • In less than a minute, you can find out if you pre-qualify for a home loan, then apply online in just five steps.
  • We are online only, so what we save on the cost of branches, we pass on in the form of lower interest rates for our customers.
  • We employ industry-leading technology to keep your information safe. All data sent and received is protected by 256 bit SSL encryption and a firewall mechanism to ensure confidentiality.

Get a low-rate car loan also offer a great low fixed rate car loan with no ongoing fees, so you know exactly how much your repayments are. Our easy online application takes only minutes and we've removed all the speed bumps along the way.

At we do everything possible to make it easy for you to drive away in your new car, sooner. 


Our awards

In 2018, received 5-star ratings for Outstanding Value in the Variable Home Lender and Variable Home Lender – Investment categories.

We also received a number of awards from the 2018 Mozo's Expert Choice Awards for Low Cost Home Loan, Offset Home Loan, and Investor Home Loan.

The awards are the latest of many accolades we have received for our low-rate home loans.


Customer reviews

  • 4.9
  • Value for money Customer service

(Based on 259 reviews. As rated by our settled customers)

Read more reviews

Great online services

Your team was so easy to deal with. You really took the stress out of buying a home and applying for a loan. Your online portal is very streamlined and user friendly. We’re so happy in our new home.

- Brit G. Tweed Heads South, NSW , March 02 2019

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Easy to deal with

Great process, simple and easy to work with you.

- Silvio V. Dawesville, WA , February 26 2019

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Online doesn't mean impersonal, let's talk!

Brodie has been with for over four years. As an experienced Lending Manager, Brodie can answer all your questions and help you start saving sooner.

Speak to one of our friendly and experienced Loan Specialists, like Brodie, to find the right low rate loan package for you. Call 7am - 7pm Monday to Friday.


Call us on
13 10 90
Request A Call
7am - 7pm, Monday to Friday. AEST