Business Car Loans
Rates from
5.44 %
Fixed rate p.a.*
5.99 %
Comp rate p.a.*

Secure a low rate for the life of  your car loan

 
  • For loans up to 75k, fast approval process may be available
  • Balloon options – reduce monthly repayments
  • No GST charged on the loan repayment
  • No ongoing account keeping fees
  • Online access and statements available


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Loan amount

$
 
Monthly repayments*
0,000  

Timely responses and excellent service

Excellent, professional and efficient service. I loved the way I was kept informed throughout the process and my queries were answered in a timely manner.

Tuija A.
1/03/2018 12:00:00 AM


 
 

Business car loans

Whether you are a small business, partnership or sole trader, we have a super-low-rate car loan for you.

With our business vehicle loans, no GST is charged on your monthly loan repayments and our loans are fully secured against the vehicle so no additional assets are required as security.

Our car loans make it easy because we also let you finance costs associated with the purchase of the vehicle such as comprehensive insurance, on-road costs, and registration.

All of our loans are fixed rate so you know how much is payable per month for the life of the loan, making budgeting easy.

We also offer balloon payments (see below), to further reduce the impact of finance on your business cash flow.

All about Balloon Payments

We know that everyone’s circumstances are different, so we also offer a handy “balloon” payment option.

This option allows you to have lower monthly payments, and then a larger payment at the end of the loan term called a balloon payment. This final payment typically totals 20-50% of the loan value.

The advantages of a balloon are:

  • It may help you afford a better car because of the lower repayments

  • You can trade in your vehicle at the end of the loan and use the money from the sale to repay the balloon. Many people estimate what their car will be worth at the end of the loan period, and nominate that amount as the balloon payment.

Balloon Payment Periods

  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 50%
  • 40%
  • 30%
  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 40%
  • 30%
  • 20%

Car loan features

  • For loans up to 75k, fast approval process may be available

  • New or used vehicle 

  • $5,000 minimum loan amount

  • $150,000 maximum loan amount

  • No monthly or ongoing fees

  • Fixed interest rate for the life of the loan

  • No GST charged on your loan repayments

  • Weekly, fortnightly and monthly repayment options

  • 3, 4 or 5 year loan term available

  • Principal and interest repayment

  • Early payout available

  • Optional balloon payment*

  • Online access and statements available

Upfront Fees & Costs

Fees

Amount

Establishment fee

$400

Annual fee

$0

Monthly fee

$0

Discharge fee

$0

A smarter way to get from loan application to settlement

At loans.com.au, we believe applying for a home loan should be a speedy and hassle free process. OnTrack allows you to quickly get your loan through to approval and settlement while we do the heavy lifting for you behind the scenes.

 

LEARN MORE

Meet some of the team

Our friendly, Australian, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.
 


Customer reviews

  • 4.9
  • Value for money Customer service

(Based on 243 reviews. As rated by our settled customers)

READ MORE REVIEWS

Loans.com.au is amazing

Always amazing to speak to and always so helpful. We are telling all our friends about you!

- John K. Camira, QLD , May 08 2018

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Dealing with a loan specialist was amazing

From start to finish your team was amazing, keeping us informed all the way through and letting us know what documents we needed to provide. Also, dealing with one loan specialist who looked after getting our loan to settlement was great. Thank you.

- Norma C. South Guildford, WA , April 25 2018

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

 
Call us on
13 10 90
or
Request A Call
7am - 7pm, Monday to Friday. AEST
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