Home loans advices

writing expenses

3 big expenses in your late 20s

Picture this - you've completed tertiary study and have entered the workforce. Suddenly five, six or seven years have gone by and you're wondering, "what next?".  

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Fixed or Floating

There are pros and cons to each, and which one is right for you will depend on your unique lifestyle needs.

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Have you had a mortgage health check?

If you've been making  mortgage repayments over a reasonable period of time, chances are you're in the swing of the routine.

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How can I build up equity?

As a homeowner, it's likely you might have other real estate-related goals on your agenda. From investing in a rental property through self managed super funds , becoming debt...

How is interest calculated on your home loan?

How is interest calculated on your home loan?

When you borrow money to buy a new home or make another investment by leveraging your property as collateral, the price of using these funds is called interest.

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How to balance paying off debt and future saving

It's a common question on the lips of many Australian homeowners: "Should I pay off my debts or start saving?".

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How to plan for your future

Whether you want to own your own home, an investment property or prepare for retirement, planning ahead is key.

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Interest Only

What are the benefits to an interest only loan? Unlike a conventional loan where each loan repayment consists of both interest and principle (meaning your loan balance reduces...

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Lenders Mortgage Insurance

Lenders Mortgage Insurance (LMI) is insurance taken out on loans that are classified as higher lending risk. LMI enables borrowers who might only have a small deposit or a weak...

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home savings

Loan features available for those with savings

You are in a better position to achieve financial goals if you have a dedicated savings plan.

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