Additional Repayments Calculator

Regularly making additional repayments towards your mortgage can potentially save you thousands of dollars in interest and shave years off the life of your home loan. 

But how much extra should you repay? Use our Additional Repayments Calculator to see how much you can save when you make extra payments regularly.  

To use this online mortgage calculator, just enter your expected loan amount, interest rate, home loan term, payment frequency, and payment type will be set to principal & interest.

Then add the size of the additional repayments you plan to make and when you plan to start, to see how much you will save.

The Additional Repayments Calculator will also tell you how much you will pay in total over the life of your loan and let you compare two different home loans to find out which is the best value.

Once you get an idea from the Additional Repayments Calculator of how much you can save you’ll know how much you can realistically dedicate to making extra repayments.

You might even find out that you can afford to pay off your loan many years early, especially if you have a low rate loan!  


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Unsure of what loan is right for you? Wanting to find out how much you can borrow? Our expert lenders are available to discuss your home loan options today.


Apply now

Applying for a loan has never been easier. Use our handy calculators to see how much you’ll be saving and apply online in less than 5 minutes.


Why choose us?

There are plenty of lenders out there, so why choose There are several good reasons, and they’re all about you. First are our low interest rates. They’re some of the best you’ll find anywhere, and the reason we can do it is because we’re a purely online lender. This means that we don’t have the large overheads that traditional financial institutions have, like a branch network, broker commissions, and large advertising campaigns, and we pass the savings back to our customers.

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