Fixed Rate Car Loan for Business

Whether you are a small business, partnership or sole trader, we have a super-low-rate car loan for you.

With our business car loans, no GST is charged on your monthly loan repayments and our loans are fully secured against the vehicle so no additional assets are required as security.

To help you get your vehicle faster, our business car loans allow you to finance costs associated with the purchase of the vehicle such as comprehensive insurance, on-road costs, and registration.

All of our business car finance rates are fixed so you know how much is payable per month for the life of the loan, making budgeting easy.

We also offer balloon payments (see below), to further reduce the impact of finance on your business cash flow.

$5,000 is our minimum lending limit for a car loan
$100,000 is our maximum lending limit for a personal car loan
$150,000 is our maximum lending limit for a business car loan
most popular
5 years
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4 years
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3 years
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All about Balloon Payments

We know that everyone’s circumstances are different, so we also offer a handy “balloon” payment option.

This option allows you to have lower monthly payments, and then a larger payment at the end of the loan term called a balloon payment. This final payment typically totals 20-50% of the loan value.

The advantages of a balloon are:

  • It may help you afford a better car because of the lower repayments

  • You can trade in your vehicle at the end of the loan and use the money from the sale to repay the balloon. Many people estimate what their car will be worth at the end of the loan period, and nominate that amount as the balloon payment.

Balloon Payment Periods

  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 50%
  • 40%
  • 30%
  • Term
  • 3 years
  • 4 years
  • 5 years
  • Max Balloon
  • 40%
  • 30%
  • 20%

Car Repayments Calculator

Want to find out how long it could take to pay off that car? Our Car Loan Calculator will help you to get an idea of what your car loan repayments are likely to be and what you may pay in fees and interest.

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