Green Car Loan

Save the planet. Save thousands on your car loan

  • 0.7% discount on qualifying electric and hybrid cars
  • Low rate fixed car loan
  • No ongoing fees, no discharge fee

What’s so good about our green car loans?

We care about the environment. We encourage you to care too. That’s why we offer a great discount on our car loans if you choose to buy a more environmentally friendly car like a qualifying electric or hybrid vehicle.

We offer loans of 3, 4, or 5 years for new and used ‘green’ cars from a car dealership.

Our loans have no ongoing fees, and fixed rates so you know exactly how much your repayments will be over the entire term of the loan.

Get started

Apply online today. Or, one of our friendly lending specialists can do the hard work for you and manage your paperwork over the phone.

Either way, we can settle your loan quickly so you can start saving thousands sooner.

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Talk to a car loan expert

Book a time that suits you to chat with a lending specialist.

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Ready to apply?

Call us on 13 10 90, or simply start your application online.

SPECIAL OFFER

Get ahead with $1000 in fuel! All you have to do is settle a car loan with us and you’re in the running to win. T&Cs apply.

What is green car?

Green cars come in all different colours, not just green! What they have in common is that they are better for the environment than some alternatives on the market.

To qualify for a green car, your vehicle needs to have significantly lower CO2 emissions when compared to other cars of its size. At this stage, your car must be electric or hybrid to qualify for the loans.com.au discounted Green Car loan.

To find out if your car is on our approved list for the green car discount, simply call 13 10 90 to speak to one of our car lending specialists.

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Fight climate change
 

Saving the planet for future generations

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Discounted rate
 

Save on your car loan rate and running costs

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Conserve energy resources

Less consumption means less living expenses & benefits to the environment

Interest rates

Product name

Green Car Loan^

Term

3 years

Interest rate p.a.

3.97%

4.51% comp rate*

Max balloon for new cars

50%

Max balloon for used cars

40%

Product name

 

Term

4 years

Interest rate p.a.

3.97%

4.51% comp rate*

Max balloon for new cars

40%

Max balloon for used cars

30%

Product name

 

Term

5 years

Interest rate p.a.

3.97%

4.51% comp rate*

Max balloon for new cars

30%

Max balloon for used cars

20%

Want to see more car loan options? Compare our car loans.

Calculate your car loan repayments



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Ready to get started?

Our online loan application process

We make borrowing simple. Here’s how to get the keys to your dream car at a low rate in three easy steps.

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Apply online

Fill out our application online or talk to one of our Australian-based lending specialists to do the hard work for you.

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Goodbye paperwork!

Login to onTrack and easily upload the required documents. Plus, you can track your application through to approval.

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Settle & save

Our innovative online process gets you to settlement quickly, so you can start saving thousands sooner.

Frequently asked questions

Green cars are usually very fuel efficient and often have lower running costs. At this stage, loans.com.au will only consider hybrid and electric cars to be eligible for the green car discount. To check if your car qualifies for the Green Car discount, chat to us on Live Chat or 13 10 90.
There are many benefits to going green when choosing your next car. Whether it be fewer carbon emissions, fewer trips to the petrol station or potential tax and rego benefits, it’s certainly worth considering a Green car.
A balloon payment is a one-off lump sum that you agree to pay your lender at the end of your car loan’s term. It is called a "balloon" because it is very inflated compared to your other payments.
This one-off final payment will account for a large proportion of your car loan so your regular car loan repayments can be reduced as a result.
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At loans.com.au, we help people into their dream homes and cars.

For the last 10 years, thousands of Aussies have trusted our experienced & locally based team with some of their biggest financial decisions - buying a home, a new car or refinancing to save on interest.

Our customers trust us to support them with low home loan and car loan rates, approved quickly through our easy-to-use online app.

loans.com.au is completely safe and financially backed by Firstmac, Australia’s 13th largest lender. Firstmac has been operating successfully for more than 40 years, and has $13 billion in mortgages under management, as Australia’s leading non-bank lender.

We are also actively involved in our local community with our loans.com.au Women, Children & Community Program designed to support Australian charities on their mission to raise awareness for important causes.

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Questions? We can help

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Chat online right now

Send us a chat message with any questions you might have.

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Talk to a car loan expert

Our experienced loan specialists are here to help – just book a call to have all your questions answered.