Think you have the
cheapest car loan?

Is your car loan for personal or business use?


Personal car loan

Find out how our low-interest car loans can get you into the car you want, sooner. Our online applications make it easy to get a car loan approved within 24 hours while our rates are fixed to give you peace of mind. With a range of great features, there is sure to be a loan for you.

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Business car loan

Whether you are a small business, partnership or sole trader, we have some of the cheapest car loan rates for you. Our car loans make it easy because we also let you finance costs associated with the purchase of the vehicle. See how we can help your bottom line with cheap car finance.

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$5,000 is our minimum lending limit for a car loan
$100,000 is our maximum lending limit for a personal car loan
$150,000 is our maximum lending limit for a business car loan
most popular
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Car loan calculator

How to use the calculator    

Use our Car Loans Calculator as a general guide to what your repayments are likely to be on your new car loan.

The Car Loans Calculator will also tell you how much you may pay in total over the life of your loan. To use this Calculator, just entered your estimated vehicle value, loan term, any initial deposit, and the amount of any balloon payment (a lump sum payment payable at the end of the loan).

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MORE OPTIONS
LESS OPTIONS

Your estimated repayments are

$ 0,353.07 monthly f/nightly weekly


Ready to get started?

Why choose us?

Fixed low rates

Enjoy knowing that your repayment won’t change over the life of the loan.

Easy online application

Our online application makes it easy to get a car loan approved within 24 hours.

Award winning

We win awards for our products, innovations and customer service, year after year!

Our awards

loans.com.au is a highly-awarded lender that has been recognised by industry experts.


Green cars

Buy a qualifying low-polluting green car and you will receive a 0.70% discount.

READ MORE


Balloon repayments

Our handy “balloon” payment option lets you make lower monthly repayments.

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Customer reviews

  • 4.9
  • Value for money Customer service

(Based on 263 reviews. As rated by our settled customers)

READ MORE REVIEWS

Smooth settlement process

The settlement for my property could not have been smoother. Extremely happy with every step of the process.

- Wendy S. Aireys Inlet, VIC , July 27 2019

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

I just love loans.com.au

So helpful all the way through, and nice talking to someone pretty much straight away when you need to instead of O/S somewhere. The ease of swapping lenders and getting out of one of the Big4 was a win-win for me. I will be telling everyone about it. Thanks loans.com.au for a great experience and cheaper interest rates.

- Christine H. Nimbin, NSW , July 16 2019

Value for money: 5/5
Customer service: 5/5
Recommend to a friend?: Yes

Schedule a call with Hannah

Our highly-trained Loan Specialists like Hannah can show you how to apply for one of our easy car loans online and start saving sooner.

Speak to one of our experienced Loan Specialists who are keen to help you find the right low-interest car loan for your needs. Arrange a call below or call 13 10 90 (7am - 7pm Monday to Friday).

ARRANGE A CALL
*Rates as at 13 June 2019. The interest rate is determined with reference to the age of the vehicle and the credit assessment. Interest rate loading may be applied. The comparison rate is based on a $30,000 loan over 5 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative, available for new loans only and subject to change without notice. Vehicle age must be 7 years or less upon commencement of loan term. Balloon option available for vehicle age 4 years or less upon commencement of loan term.

#Based on the dollar value represented in the search field with P&I repayments over the stated term.

~Subject to provision of all required information and supporting documents on application.
 
Call us on
13 10 90
or
Request A Call
7am - 7pm, Monday to Friday. AEST