Award-winning car loans

Low interest rates and no ongoing fees. Rates from:

  • 5.44%
    fixed rate p.a.*
  • 5.99%
    comparison rate p.a.*

Secure a low rate for the life of your car loan

These super low rates are fixed, so you know exactly how much your repayments are and they don't change for the life of the loan.

When it comes to car loans, we can confidently say this is a great low rate you will be happy with for years to come.

Our easy online application takes only minutes and we've removed all the speed bumps along the way.

At we do everything possible to make it easy for you to drive away in your new car, sooner. 

Car loan features

  • Available for personal use
  • Private or dealer sales
  • New or used vehicle 
  • $5,000 minimum loan amount
  • $100,000 maximum loan amount
  • 3, 4 or 5 year loan term available
  • Principal and interest 
  • Early payout available

Award winning car loan

We are proud to announce that our low-rate car loan has won the 2016 MOZO Experts Choice Award

We also recieved the 2016 CANSTAR 5-Star Rating for Outstanding Value!

Online doesn't mean impersonal, lets talk!

Hannah has been with for over 5 years. As an experienced Senior Support Officer, Hannah has helped many customers to save with our great low rates.

Speak to one of our friendly and experienced car loan specialists to find the right low rate car loan for you.

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Fast track your application

If you're ready to move fast on a car loan, we can get you there with our speedy, hassle-free online application process.

Get your loan from approval to settlement quickly with onTrack, giving you control over your application, 24 hours a day, 7 days a week.

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No monthly or ongoing fees

No one likes to spend more than they have to, that’s why our car loan has no ongoing monthly fees. It’s another way is helping you save more.

We do everything possible to make it easy for our customers to get into their new car sooner. Our team is helpful, friendly, and most importantly, experts in car finance.

Report reveals impact of car loan repayments

A report by the Australian Automobile Association (AAA) has revealed that the average Australian family is spending up to $22,000 every year on transport, with the largest component being car loan repayments.

According to Managing Director Marie Mortimer, the report is a wake-up call for borrowers, showing that they need to get as serious about finding the best value car loan as they are about their home loans.

Who is is an Australian owned, multi award-winning online lender. We have earned our track record with low interest rates and flexible finance products.

Since 2011 has been able to meet the needs of tens of thousands of customers around Australia; people just like you. We continue to innovate to stay ahead of the competition and give our customers the best of what new technology can bring to money management. 

Fees & costs

Fees Amount
Establishment fee $400
Annual fee $0
Monthly fee $0
Discharge fee $0