Low-rate car loans

A great low fixed rate and
no ongoing fees. Rates from:

  • 4.69%
    fixed rate p.a.*
  • 5.24%
    comparison rate p.a.*

Secure a low rate for the life of your car loan

These super low rates are fixed, so you know exactly how much your repayments are and they don't change for the life of the loan.

When it comes to car loans, we can confidently say this is a great low rate you will be happy with for years to come.

Our easy online application takes only minutes and we've removed all the speed bumps along the way.

At loans.com.au we do everything possible to make it easy for you to drive away in your new car, sooner. 

Car loan features

  • Rates from: 4.69% p.a fixed rate (5.24% p.a comparison rate)
  • Available for personal use
  • New or used vehicle 
  • $5,000 minimum loan amount
  • $100,000 maximum loan amount
  • 3, 4 or 5 year loan term available
  • Principal and interest 
  • Early payout available
  • Private or dealer sales

No monthly or ongoing fees

No one likes to spend more than they have to, that’s why our car loan has no ongoing monthly fees. It’s another way loans.com.au is helping you save more.

We do everything possible to make it easy for our customers to get into their new car sooner. Our team is helpful, friendly, and most importantly, experts in car finance.

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Report reveals impact of car loan repayments

A report by the Australian Automobile Association (AAA) has revealed that the average Australian family is spending up to $22,000 every year on transport, with the largest component being car loan repayments.

According to loans.com.au Managing Director Marie Mortimer, the report is a wake-up call for borrowers, showing that they need to get as serious about finding the best value car loan as they are about their home loans.

View article

Who is loans.com.au?

Loans.com.au is an Australian owned, multi award-winning online lender. We have earned our track record with low interest rates and flexible finance products.

Since 2011 loans.com.au has been able to meet the needs of tens of thousands of customers around Australia; people just like you. We continue to innovate to stay ahead of the competition and give our customers the best of what new technology can bring to money management. 

Find out more

100% online means you save

Loans.com.au doesn’t have a branch network to maintain or mobile bankers to pay. Fewer overheads mean doing business costs less and those savings translate directly into lower interest rates and fees for you.

By keeping our interest rates low and revolutionising the loan application process, loans.com.au is taking the competition up to the big four banks and challenging the status quo of the home loan industry in Australia.

Fees & costs

Fees Amount
Establishment fee $400
Annual fee $0
Monthly fee $0
Discharge fee $0