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No Regrets Fixed
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Lock in peace of mind with a low fixed rate.

 
  • 1, 2 or 3-year fixed terms
  • No ongoing fees
  • Interest only option available

Loan amount

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Monthly repayments#
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Why choose fixed rate home loans?

Flexible options

  • 1, 2 or 3 year fixed terms available to lock in a great low rate and gain peace of mind.

  • The rate is fixed but the options aren’t. Choose your term and consider the ways you can get the best out of our low fixed rates.

  • For flexibility, you have the option of a split loan with a portion fixed and the rest on a variable rate. If this option is choosen, it will provide the certainty of a fixed rate, but let you enjoy the benefit of any rate cut, and still use 100% redraw offset facility against the variable portion of your loan to minimise your interest.

Added security
You can apply for Rate Lock to ensure your interest rate doesn’t change in the period between application and settlement.

Repayment options
Choose weekly, fortnightly, or monthly repayments with up to five years interest-only and, at the end of the fixed term, your interest rate reverts to our market-leading variable rate.

Property transfers
Best of all, your fixed rate home loan is transferrable from one property to the next without the need for a full application.

Our Super Low Fixed Rates

 
Owner Occupier
Investor
Fixed Rate Term Fixed rate Comp rate* Fixed rate Comp rate*
2 year Fixed Rate Special** 3.89% 3.94% 3.89% 4.24%
3 year Fixed Rate Special** 3.99% 3.96% 3.99% 4.23%
1 year 3.94 % 3.94 % 4.14 % 4.28 %
2 year 3.99 % 3.95 % 4.33 % 4.30 %
3 year 4.29 % 4.02 % 4.49 % 4.34 %

2 year Fixed Rate Special**

Owner Occupier

3.89% Fixed rate*

3.94% Comp rate*

 

Investor

3.89% Fixed rate*

4.24% Comp rate*

3 year Fixed Rate Special**

Owner Occupier

3.99% Fixed rate*

3.96% Comp rate*

 

Investor

3.99% Fixed rate*

4.23% Comp rate*

1 year

Owner Occupier

3.94% Fixed rate*

3.94% Comp rate*

 

Investor

4.14% Fixed rate*

4.28% Comp rate*

2 year

Owner Occupier

3.99% Fixed rate*

3.95% Comp rate*

 

Investor

4.33% Fixed rate*

4.30% Comp rate*

3 year

Owner Occupier

4.29% Fixed rate*

4.02% Comp rate*

 

Investor

4.49% Fixed rate*

4.34% Comp rate*

Owner Occupier

3.89% Fixed rate*

3.94% Comp rate*

 

Investor

3.89% Fixed rate*

4.24% Comp rate*

Owner Occupier

3.99% Fixed rate*

3.96% Comp rate*

 

Investor

3.99% Fixed rate*

4.23% Comp rate*

Owner Occupier

3.94% Fixed rate*

3.94% Comp rate*

 

Investor

4.14% Fixed rate*

4.28% Comp rate*

Owner Occupier

3.99% Fixed rate*

3.95% Comp rate*

 

Investor

4.33% Fixed rate*

4.30% Comp rate*

Owner Occupier

4.29% Fixed rate*

4.02% Comp rate*

 

Investor

4.49% Fixed rate*

4.34% Comp rate*

Upfront Fees & Costs

Our fees & costs
Monthly fee: $0
Annual fee: $0
Application fee: $0
Settlement fee: $300
Discharge fee: $300
Discharge documentation fee: $250
Government and third party costs
Valuation fee (may be higher in some cases): $220 or at cost
Government fees and charges at cost

Purchase with Confidence

Designed for you to make your home loan journey quick, simple, and reliable.

Meet some of the team

Our friendly, Australian based, Lending and Customer Care experts will ensure you have a quick and hassle-free experience.

 
Call us on
13 10 90
or
Request A Call
7am - 7pm, Monday to Friday. AEST