Building an investment property

Explore our award-winning, low-rate construction loans and helpful research tools for each stage of your home building journey. 

  • %
    variable rate p.a.*
  • %
    comparison rate p.a.*

Discount Offer - Terms & Conditions

Building an investment property

Enjoy low rates, low fees and save money.

Building an investment property is one of the biggest commitments you'll ever make. can help take the stress out of building an investment property with our easy online application process.

From streamlined packages to fully-featured loans, our low-rate investment property loans can be tailored to suit your needs.

Below are our recommended loan packages for people building an investment property.

$50,000 is our minimum borrowing amount for a home loan.
$2,000,000 is our maximum borrowing amount for a home loan.
$1,000,000 is our maximum borrowing amount for a construction loan.
The maximum borrowing amount for a deposit less than 20% is $1,000,000
most popular
{{cardData["Product-Highlight"]["InterestRate"]}} % p.a
{{cardData["Product-Highlight"]["ComparisonRate"]}} % p.a
{{cardData["Product-Left"]["InterestRate"]}} % p.a
{{cardData["Product-Left"]["ComparisonRate"]}} % p.a
{{cardData["Product-Right"]["InterestRate"]}} % p.a
{{cardData["Product-Right"]["ComparisonRate"]}} % p.a
Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
Award winning home loans
2018 Mozo Expert's Choice Home Loan Awards
2018 Mozo Expert's Choice Home Loan Awards
2018 CANSTAR 5 Star Rating Outstanding Value
It's as easy as 1, 2, 3...
Apply 1
onTrack to approved 2
Settle & save 3

It's as simple as 1,2,3...

Building a home with a construction loan is easy.

You can start your application and go all the way to settlement in a few simple steps.

Here's how to quickly lock in a low-rate home loan.



Click here to apply online or call 13 10 90 to apply on the phone with one of our Australian-based loan specialists.


onTrack to Approved

Submit and receive your loan documents and get updates from application to final approval using our award-winning onTrack app.


Settle and Save

Start saving money fast as we handle settlement for you.

Building Your Home Articles and Guides

Building a Home

Building an investment property is more complex than buying an established property. The finance for building a home follows a different process to that for buying a home. This guide contains information on the home building process from land considerations to tips on selecting a builder.

The guide helps to take the stress out of building a home by explaining our fast and efficient construction loan process. offers competitive investment property loan rates in Australia. Download the guide below.


Cost of Building a Home

Building a new house can be daunting, especially if you've never done it before.

Just like hunting for an established home, it helps if you have a general ideal of what you can afford before you start.

So how much does it cost to build a house in Australia and what are the main contributors?


Goodbye, Paperwork

Put down your pen! Our online system lets you effortlessly share your information, saving time and improving accuracy. No more filling out paper forms, doubling-handling documents and sending hand-signed contracts by snail mail. We collect your information quickly and work behind the scenes to make it happen while you concentrate on more important things! Life is too short to waste on doing paperwork for banks and mortgage brokers!

Building a new home to live in

Building a new home involves a lot of trust. Trust in yourself to make good decisions and trust in your builder to turn your dream into a reality. It is equal parts exciting and daunting.


Our building process

Building a home is one of the most daunting but ultimately satisfying things that a person can undertake.


Building a new investment property

It might not seem like the most obvious choice, but there are lots of benefits to building an investment property instead of buying an existing property.


Resource Centre Videos

Deposit amount


Borrowing capacity


Construction basics


Borrowing Power Calculator

Want to know how much you can spend building your investment home? Plug your financial details into our borrowing power calculator and you will see how much you could be eligible to borrow.


Call us on
13 10 90
Request A Call
7am - 7pm, Monday to Friday. AEST