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Many people turn to a HECS-HELP debt to get them through university but when it comes time to apply for a home loan, having a HECS debt can have an affect to your application. Find out how.
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As you’re looking at home or car loans, you’re going to see advertisements urging you to get “pre-approved” or to “pre-qualify” for a loan which can leave you scratching your head. Some use these two terms interchangeably, but there are key differences between pre-approved and pre-qualified.
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When in the process of applying for a home loan or car loan, it’s easy to lose track of exactly which documents you need to apply for pre-approval - but this step is important to get right as it’s proving your financial capability and stability.