Refinancing a home

Explore our award-winning, low-rate home loans and helpful research tools for each stage of your refinancing journey.

  • 3.89%
    variable rate p.a.
  • 3.89%
    comparison rate p.a.

Refinancers can enjoy low rates, low fees and save money

Refinancing your home loan can save you more money with less hassle than any other cost-cutting decision. can help take the stress out of refinancing with our low rates, low fees and easy online applications.

From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your needs.

Below are our recommended loan packages for refinancing home owners and property investors.

  • 3.89 % 2 yr fixed rate p.a.**
  • 3.77 % comparison rate p.a.**


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It's as easy as 1,2,3... makes borrowing simple so you can purchase or refinance with confidence.

Go from application to settlement in three easy steps.

Here's how to lock in a super-low-rate home loan, super-fast.



Apply online or on the phone with one of our Australian-based loan specialists.


onTrack to Approved

It is easy for you to track your application to approval, receive your loan documents and set up online services with our award winning onTrack app.


Settle and Save

We do everything required for the loan settlement, so you can start saving money.

Refinancer Articles and Guides

Guide to Refinancing

Most people have questions as they start on refinancing, so we have pulled together some articles to help you.

From information on our easy steps to apply for a loan, to advice on loan pre-approvals and home renovations, you can find it here.


Refinancing my existing home

Smart homeowners are refinancing to get the best home loan deal they can, save money and achieve their financial goals sooner.


Refinancing your investment property

When was the last time you checked to see if your investment property loan is still competitive?


Renovating my home

There's something exciting about taking out a home mortgage and buying a new house.


Resource Centre Videos

Comparison rates


The offset effect


What is stamp duty?


Borrowing Power Calculator

Not sure where to start or want to know which properties are in your budget? Try our borrowing power calculator to see how much you are eligible to borrow.

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