Whether you’re buying a new house, investment property or car, calculating your income after tax, working out what a purchase will cost you in stamp duty, or just want to know how much your borrowing power is, our five online loan calculators are handy tools you can use.
1. Borrowing power calculator
Are you planning on applying for a home loan? Our borrowing power calculator can give you an estimate of how much you can potentially borrow based on your current income and expenses. You just need to input how much you want to borrow, your loan details such as the application type and loan purpose, your income and expenses including dependents.
2. Home loan calculator
This handy calculator is the quickest way to easily estimate, budget for and plan your repayments. A home loan calculator will provide you with a rough estimate of your repayments according to the loan amount, loan term, and the interest rate you indicated.
3. Car loan calculator
Planning on buying a car soon and don’t know if you can afford the repayments? A car loan calculator will help you determine how much your loan repayments will be based on the amount, interest rate and the term of your loan.
4. Stamp duty calculator
Calculating your stamp duty can be quite tricky because a lot of factors will come into play such as the state or territory you’re buying in, whether it’s an investment property or your primary residence, whether it’s an established home, a newly constructed home or vacant land. Using a stamp duty calculator will give you an estimate of how much you need to pay.
5. Income tax calculator
An income tax calculator will help you work out how much tax you need to pay so you can work out your after-tax income. You simply just need to enter your income before tax including from investments and capital gains. After putting in the details, the calculator will show your total taxable income, your income after tax, and your marginal tax rate.
These calculators show only a rough estimate based on the information you provided. You should use the results for general planning only and consult a professional for further information.